Stingray 190 LX insurance: calculate your premium
Model page, insured as a motorboat
For us the Stingray 190 LX is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Stingray 190 LX: cover, cost and conditions
The Stingray 190 LX sails as a motorboat in our portfolio, alongside which 28 further models of this brand are on record with us. The number in the name is a type designation, not a measure of length. Details on dimensions and engine are not recorded; they come from you.
At the jetty, most damage arises without dramatic circumstances: a mooring manoeuvre in the wind, another boat that shifts. Full hull cover covers collision and vandalism, plus grounding and theft of parts including the outboard. Compensation is paid on the basis of the agreed value, with no deduction for depreciation.
Third-party liability with a limit of indemnity of 10 to 50 million euros answers for damage to others and is the basis at every level. Club regattas are included from Basis-Plus onwards; you state races with scoring status when taking out the policy.
What is a used Stingray 190 LX worth?
A used Stingray 190 LX built between 1998 and 2005 in average condition is typically worth between
€11,600 and €17,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €13,300 to €16,900 | €15,100 |
| 2004 | €13,100 to €16,700 | €14,900 |
| 2003 | €12,400 to €15,800 | €14,100 |
| 2002 | €11,600 to €14,800 | €13,200 |
| 2001 | €12,800 to €16,200 | €14,500 |
| 2000 | €12,000 to €15,300 | €13,600 |
| 1999 | €13,800 to €17,600 | €15,700 |
| 1998 | €13,600 to €17,400 | €15,500 |
Does the sum insured on your Stingray 190 LX still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Who pays if I damage another boat?
For the Stingray 190 LX: That is what third-party liability is for,
with a limit of indemnity of 10 to 50 million euros depending on the tariff level.
Damage to your own hull is covered by full hull cover.
Is vandalism at the berth covered?
Yes, for the Stingray 190 LX too: vandalism is part of the scope of full hull cover,
as are collision, grounding and theft of parts including the outboard.
Other models by this make
Stingray 190 LX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
