Stingray 192 RX insurance: calculate your premium
Model page, insured as a motorboat
The Stingray 192 RX (one hundred ninety-two) is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Stingray 192 RX: cover, cost and conditions
The Stingray 192 RX is listed with us as a motorboat and is already sailing in our portfolio. Not every loss occurs under way: vandalism at the jetty or an outboard removed from the transom hits the boat at its berth. There is a clear provision in the policy for that as well.
Vandalism and theft of parts including the outboard are part of full hull cover, as are collision and grounding. The theft of the entire boat is already covered through limited hull cover, together with fire, storm and lightning strike. Damage in winter storage is likewise included in it.
28 further Stingray models are on file with us. The premium is based on the type of boat, value, year of construction, engine power and cruising range, never on the brand or the model name. A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover also applies during craning, during launching and on the transport route. You can add it to the hull cover for a premium.
What is a used Stingray 192 RX worth?
A used Stingray 192 RX built between 1997 and 2002 in average condition is typically worth between
€10,700 and €15,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €12,400 to €15,800 | €14,100 |
| 2001 | €12,000 to €15,200 | €13,600 |
| 2000 | €11,300 to €14,400 | €12,900 |
| 1999 | €12,400 to €15,800 | €14,100 |
| 1998 | €10,900 to €13,900 | €12,400 |
| 1997 | €10,700 to €13,700 | €12,200 |
Does the sum insured on your Stingray 192 RX still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Is a stolen outboard covered?
For the Stingray 192 RX: Theft of parts including the outboard is part of full hull cover.
If the entire boat is stolen, limited hull cover already applies,
and that also includes fire, storm and lightning strike.
Does wilful damage at the berth count as a loss?
Yes, for the Stingray 192 RX too: vandalism is included in full hull cover,
as is theft of parts including the outboard.
There is no time window and no night clause here.
Other models by this make
Stingray 192 RX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
