Stingray 195 LR insurance: calculate your premium
Model page, insured as a motorboat
For us the Stingray 195 LR (one hundred ninety-five) is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Stingray 195 LR: cover, cost and conditions
Besides the 195 LR, 28 further models from Stingray are recorded with us. The 195 LR is recorded as a motorboat and is covered within our own portfolio; further details on dimensions, engine and production period are not recorded for this entry.
Grounding is among the kinds of damage that occur on inland waters as well as on the coast. It is part of the full hull cover, as are collision, vandalism and theft of parts including the outboard. There is no time window and no night clause in this respect.
Settlement follows the agreed value and takes place with no deduction for depreciation, in the Premium tariff with no age limit. The policy is carried by third-party liability with a limit of indemnity of 10 to 50 million euros, optionally in Basis, Basis-Plus or Premium.
What is a used Stingray 195 LR worth?
A used Stingray 195 LR built between 2004 and 2011 in average condition is typically worth between
€13,500 and €25,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2011 | €19,900 to €25,300 | €22,600 |
| 2010 | €18,900 to €24,100 | €21,500 |
| 2009 | €18,000 to €23,000 | €20,500 |
| 2008 | €17,900 to €22,900 | €20,400 |
| 2007 | €16,700 to €21,300 | €19,000 |
| 2006 | €16,300 to €20,700 | €18,500 |
| 2005 | €14,200 to €18,000 | €16,100 |
| 2004 | €13,500 to €17,100 | €15,300 |
Does the sum insured on your Stingray 195 LR still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the full hull cover pay after a grounding?
Yes, for the Stingray 195 LR too: grounding is contained in the full hull cover, as are collision,
vandalism and theft of parts including the outboard.
No time window applies.
What does the limited hull cover include?
For the Stingray 195 LR: Fire, storm, lightning strike,
theft of the entire boat and damage in winter storage.
The full hull cover builds on that and adds further kinds of damage.
Other models by this make
Stingray 195 LR insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
