Stingray 190CS insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Stingray 190CS (one hundred ninety): we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Stingray 190CS: cover, cost and conditions
Motorboat is the recorded type of boat of the Stingray 190CS, which sails in our portfolio; 28 further Stingray models are recorded with us. The digits in the name are a type designation and give no length. In addition we offer legal expenses cover for water sports.
Whether the boat runs on inland lakes and rivers or along the coast is one of the details that determine the premium, alongside type of boat, value, year of construction and engine output. In the case of a permanent change of cruising range we adjust the contract.
For trips abroad we issue the international certificate of insurance automatically in ten languages. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis of the contract in all levels, supplemented by limited hull cover or full hull cover with an agreed value. In addition we offer legal expenses cover for water sports.
What is a used Stingray 190CS worth?
A used Stingray 190CS built between 2001 and 2006 in average condition is typically worth between
€11,300 and €17,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €13,900 to €17,700 | €15,800 |
| 2005 | €13,500 to €17,100 | €15,300 |
| 2004 | €13,200 to €16,800 | €15,000 |
| 2003 | €12,400 to €15,800 | €14,100 |
| 2002 | €11,700 to €14,900 | €13,300 |
| 2001 | €11,300 to €14,400 | €12,800 |
Does the sum insured on your Stingray 190CS still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
How do inland waters and the coast differ in the contract?
For the Stingray 190CS: The cruising range is one of the factors for the premium.
It is recorded in the contract and should be changed if you permanently sail in other waters.
How do I prove cover abroad?
For the Stingray 190CS: Through the international certificate of insurance,
which is issued automatically in ten languages.
You can present it at the harbour office or during an inspection.
Other models by this make
Stingray 190CS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
