Stingray 195 LX insurance: calculate your premium
Model page, insured as a motorboat
We insure the Stingray 195 LX (one hundred ninety-five) as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Stingray 195 LX: cover, cost and conditions
The Stingray 195 LX is listed with us as a motorboat, sails in our portfolio, and 28 further models of the make are recorded. The digits in the model name are a type designation from which neither length nor engine power can be derived.
For the premium the actual engine power is decisive. State the value exactly as it appears in the documents and pay attention to the unit so that kW and hp are not confused. Together with value, year of construction and cruising range this produces the rating.
If the engine is replaced, this basis changes. Report the change so that contract and boat match. For the hull cover the agreed value remains decisive, reflecting the value of the boat including the drive.
What is a used Stingray 195 LX worth?
A used Stingray 195 LX built between 2005 and 2014 in average condition is typically worth between
€14,100 and €27,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €21,200 to €27,000 | €24,100 |
| 2013 | €21,600 to €27,400 | €24,500 |
| 2012 | €20,800 to €26,400 | €23,600 |
| 2011 | €20,400 to €26,000 | €23,200 |
| 2010 | €18,900 to €24,100 | €21,500 |
| 2009 | €18,000 to €23,000 | €20,500 |
| 2008 | €17,900 to €22,900 | €20,400 |
| 2007 | €16,700 to €21,300 | €19,000 |
| 2006 | €14,100 to €17,900 | €16,000 |
| 2005 | €15,800 to €20,200 | €18,000 |
Does the sum insured on your Stingray 195 LX still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Which engine power should I state?
For the Stingray 195 LX: The power from your boat documents, with the correct unit in kW or hp.
It is one of the factors from which the premium results.
Does an engine change have to be reported?
Yes, for the Stingray 195 LX too: If the power changes, the basis of the premium changes.
At the same time the agreed value should be reviewed so that it reflects the value including the
drive.
Other models by this make
Stingray 195 LX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
