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Motorhome insurance in Germany: every tariff, every wording

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  1. AI has advised
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  3. Application to your insurer

Key points side by side

Open a tariff for all 68 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Fixed equipment Contents Rental allowed Gross negligence New price Comprehensive excess
agencio WoMi Motorhome insuranceTake out no yes not addressed not addressed not addressed not addressed
ALTE LEIPZIGER Camping-Versicherung Motorhome insuranceTake out yes yes no not addressed not addressed yes, excess EUR 250
Ammerländer WoMobil-Versicherung Motorhome insuranceTake out no yes not addressed not addressed not addressed not addressed
ARAG Camper-Haushaltsschutz Motorhome insuranceTake out no yes no not addressed not addressed not addressed
BGV für Campingfahrzeuge Klassik Motorhome insuranceTake out yes no no yes no yes
DA Direkt für Campingfahrzeuge Motorhome insuranceTake out yes no not addressed yes no yes
Dialog für Wohnmobile Motorhome insuranceTake out not addressed not addressed not addressed yes yes not addressed
ERGO Spezial für Wohnmobile Motorhome insuranceTake out yes not addressed yes yes no yes
HUK-COBURG für Campingfahrzeuge Classic Motorhome insuranceTake out yes no no yes yes yes
HUK24 für Campingfahrzeuge Classic Motorhome insuranceTake out yes no no yes yes yes
LVM für Campingfahrzeuge Motorhome insuranceTake out yes no not addressed yes yes yes
Provinzial für Campingfahrzeuge Motorhome insuranceTake out yes not addressed not addressed not addressed yes not addressed
R+V für Camping-Kfz Motorhome insuranceTake out yes no no yes no yes
uniVersa für Campingfahrzeuge FLEXXdrive Motorhome insuranceTake out yes no not addressed yes no yes
WGV für Campingfahrzeuge Optimal Motorhome insuranceTake out yes yes not addressed yes yes yes

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 68 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • ADAC
  • Allianz
  • AXA
  • CosmosDirekt
  • DEVK
  • HDI
  • Interlloyd
  • KRAVAG
  • Verti
  • VHV
  • Württembergische
  • Zurich

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated