Skip to content

Home / Insurance broker / Travel medical insurance

Travel medical insurance in Germany: every tariff, every wording

Has your AI recommended a policy? Find it here and take it out. Your details are enough, we prepare the application with the insurer.

  • Free for you, same price as going direct
  • 4.98 out of 5 stars from 5,042 reviews
  • On your side when you claim
  1. AI has advised
  2. 2Find the policy
  3. Application to your insurer

Key points side by side

Open a tariff for all 66 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Max. trip length Repatriation sensible Pre-existing acute Dental pain relief Max. age Deductible
ADAC Auslandskrankenschutz Basis Travel medicalTake out yes yes yes yes not addressed none
ADAC Auslandskrankenschutz Exklusiv Travel medicalTake out yes not addressed not addressed yes not addressed not addressed
Allianz Travel Jahres Travel medicalTake out yes yes not addressed yes none not addressed
ARAG Auslandsreise-Krankenversicherung Travel medicalTake out yes yes yes yes yes not addressed
BarmeniaGothaer Barmenia Travel day Travel medicalTake out yes yes yes yes yes none
BarmeniaGothaer Barmenia Travel m Travel medicalTake out yes yes yes yes not addressed none
BarmeniaGothaer Barmenia Travel+ Travel medicalTake out yes yes yes yes not addressed none
Continentale Auslandsreise-Krankenversicherung ERK-56 Travel medicalTake out yes yes yes yes yes none
Continentale Auslandsreise-Krankenversicherung ERK-V Travel medicalTake out yes yes yes yes yes none
CosmosDirekt Einmalschutz Travel medicalTake out yes yes yes yes not addressed none
CosmosDirekt Jahresschutz Travel medicalTake out yes yes yes yes not addressed none
DEVK Auslandsreise-Krankenversicherung Travel medicalTake out yes yes yes yes none none
DFV Auslandsreise-Krankenversicherung Travel medicalTake out yes no yes yes not addressed none
DKV Auslandsreise-Krankenversicherung Tarif ARE Travel medicalTake out yes no not addressed yes not addressed none
DKV ReiseMed Tarif AS 12 Travel medicalTake out yes yes yes yes not addressed none
DKV ReiseMed Tarif RD Travel medicalTake out yes yes yes yes not addressed none
envivas TravelPlus Travel medicalTake out yes yes yes yes not addressed none
envivas TravelPlus Travel Xl Mu Travel medicalTake out yes yes yes yes not addressed none
envivas TravelPlus Travel Xl Ou Travel medicalTake out yes yes yes yes not addressed none
ERGO Reiseversicherung Einzelreise Travel medicalTake out not addressed yes not addressed not addressed not addressed EUR 100
ERGO Reiseversicherung Jahresvertrag Travel medicalTake out yes yes not addressed not addressed not addressed EUR 100
ERGO Reiseversicherung Nexible Jahresvertrag Travel medicalTake out yes yes yes not addressed not addressed EUR 100
Gothaer Travel day Travel medicalTake out yes yes yes yes yes none
Hallesche Auslandsreise-Zusatzversicherung Tarif URZ Travel medicalTake out yes no not addressed yes not addressed not addressed
Hallesche langfristige Travel medicalTake out yes not addressed not addressed not addressed not addressed not addressed
Hallesche STUDI.med Travel medicalTake out yes yes yes yes yes not addressed
Hallesche .Kolumbus Travel medicalTake out yes yes yes yes not addressed not addressed
HanseMerkur bis ein Jahr Travel medicalTake out yes yes not addressed yes not addressed none
HanseMerkur Auslandsreise-Krankenversicherung für beliebig viele Reisen Travel medicalTake out yes yes not addressed yes not addressed not addressed
HanseMerkur Young Travel Outgoing Profi Travel medicalTake out yes yes yes yes yes not addressed
HUK-COBURG Auslandsreisekrankenversicherung Rvl20 Travel medicalTake out yes yes yes yes not addressed none
HUK-COBURG Auslandsreisekrankenversicherung Rvu20 Travel medicalTake out yes yes yes yes not addressed none
HUK-COBURG Auslandsreiseschutz in Krankenzusatztarifen Travel medicalTake out not addressed yes yes yes not addressed not addressed
HUK24 Auslandsreise-Krankenversicherung längere Reise RIL20/RIU20 Travel medicalTake out yes yes yes yes none none
HUK24 Auslandsreise-Krankenversicherung RIE20/RIF20 Travel medicalTake out yes yes yes yes none none
INTER ReiseAV Travel medicalTake out yes yes not addressed yes not addressed none
LVM Auslandsreise-Krankenversicherung Auslandsreise-Top Travel medicalTake out yes yes yes yes none not addressed
MAWISTA Expatcare Comfort inkl. USA/Kanada Travel medicalTake out yes yes not addressed yes, up to EUR 1,000 yes EUR 500
MAWISTA Expatcare Premium inkl. USA/Kanada Travel medicalTake out yes yes not addressed yes, up to EUR 2,500 yes EUR 500
Mecklenburgische Reisekrankenversicherung Travel medicalTake out yes yes yes yes not addressed not addressed
MÜNCHENER VEREIN Auslandsreise-Krankenversicherung Travel medicalTake out yes yes yes yes not addressed not addressed
SDK Auslandsversicherung V09 Travel medicalTake out not addressed no not addressed yes yes EUR 1,320
SDK Auslandsversicherung V80 Travel medicalTake out not addressed no not addressed yes yes yes
TravelSecure Young Travel Basis Travel medicalTake out yes yes no yes, up to EUR 250 yes not addressed
TravelSecure Young Travel Exklusiv Travel medicalTake out yes yes no yes yes not addressed
TravelSecure Young Travel Komfort Travel medicalTake out yes yes no yes yes not addressed
Union Krankenversicherung Auslandsreise-Krankenversicherung Travel medicalTake out not addressed yes not addressed not addressed not addressed not addressed
uniVersa Auslandsreise-Krankenversicherung uni-RD Travel medicalTake out yes yes yes yes not addressed not addressed
WGV für Urlaubsreisen Travel medicalTake out yes yes not addressed yes not addressed EUR 100
Württembergische Auslandsreise-Krankenversicherung Tarif RK Travel medicalTake out yes yes yes yes none not addressed
Würzburger Auslandsreisekrankenversicherung bis 365 Tage Travel medicalTake out yes yes not addressed yes not addressed not addressed

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 66 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • BavariaDirekt
  • Care Concept
  • Debeka
  • Dr. Walter
  • LKH
  • R+V
  • SIGNAL IDUNA

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated