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Company pension schemes in Germany (bAV) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 62 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Annuity factor Lump sum option Immediate vesting Portability Zillmerised Surrender charge
ALTE LEIPZIGER Direktversicherung Company pension (bAV)Take out not addressed yes not addressed not addressed not addressed not addressed
DEVK bAV Rente ZukunftPlus Company pension (bAV)Take out yes yes yes yes none yes
ERGO Betriebs-Rente Index Company pension (bAV)Take out yes yes yes yes none yes
Gothaer GarantieRente Company pension (bAV)Take out yes yes not addressed not addressed yes yes
Hannoversche Pensionskasse Tarif E Company pension (bAV)Take out yes yes not addressed not addressed not addressed not addressed
Hannoversche Pensionskasse Tarife A bis D Tarif B Company pension (bAV)Take out yes yes not addressed not addressed not addressed not addressed
HUK-COBURG bAV Premium Rente Company pension (bAV)Take out yes yes yes yes none yes
LVM bAV FutureNow Company pension (bAV)Take out yes yes not addressed not addressed yes none
LVM bAV FutureNow Unterstützungskasse Company pension (bAV)Take out yes yes not addressed not addressed yes none
myLife bAV fondsgebundene Company pension (bAV)Take out yes yes not addressed not addressed none none
neue leben bAV mit endfälliger Garantie Company pension (bAV)Take out yes yes not addressed yes none yes
neue leben bAV mit Indexbeteiligung Company pension (bAV)Take out yes yes not addressed yes none yes
NÜRNBERGER Direktversicherung Company pension (bAV)Take out not addressed yes not addressed not addressed not addressed not addressed
SIGNAL IDUNA SI Betriebsrente+ Company pension (bAV)Take out yes yes not addressed yes none not addressed
Swiss Life Direktversicherung Company pension (bAV)Take out yes yes yes yes yes yes
VOLKSWOHL BUND Direktversicherung Company pension (bAV)Take out yes yes not addressed yes not addressed yes
WGV Direktversicherung Company pension (bAV)Take out yes yes yes not addressed yes not addressed
Württembergische Genius Vorsorge bAVKomfort Company pension (bAV)Take out yes yes yes yes yes yes
Zurich bAV Vario Invest Company pension (bAV)Take out yes yes yes yes yes none

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 62 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • AXA
  • BarmeniaGothaer
  • Canada Life
  • Concordia
  • Condor
  • Continentale
  • Debeka
  • die Bayerische
  • Generali
  • HanseMerkur
  • HDI
  • Helvetia
  • IDEAL
  • INTER
  • InterRisk
  • Itzehoer
  • LV 1871
  • Mecklenburgische
  • MÜNCHENER VEREIN
  • ÖSA Versicherungen
  • Provinzial
  • R+V
  • Standard Life
  • Stuttgarter
  • SV Sachsen
  • SV SparkassenVersicherung
  • uniVersa
  • VGH
  • Versicherungskammer Bayern
  • VPV
  • VRK
  • WWK

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated