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Horse liability insurance in Germany (Pferdehaftpflicht) in Germany: every tariff, every wording
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Key points side by side
Open a tariff for all 57 points and the full text.
- covered
- limited or only with an add-on
- no
- not addressed
| Provider and tariff | Limit | Other riders | Riding share | Field damage | Unintended covering | Deductible |
|---|---|---|---|---|---|---|
| ALTE LEIPZIGER Pferdehalterhaftpflicht Classic Horse liability insuranceTake out | yes, up to EUR 10 million | yes | yes | yes | yes | none |
| ALTE LEIPZIGER Pferdehalterhaftpflicht Comfort Horse liability insuranceTake out | yes, up to EUR 20 million | yes | yes | yes | yes | none |
| ARAG Schutz Basis Horse liability insuranceTake out | yes, up to EUR 10 million | yes | yes | yes | yes | none |
| ARAG Schutz Komfort Horse liability insuranceTake out | yes, up to EUR 20 million | yes | yes | yes | yes | none |
| ARAG Schutz Premium Horse liability insuranceTake out | yes, up to EUR 30 million | yes | yes | yes | yes | none |
| degenia Pferd T22 Classic Horse liability insuranceTake out | yes, up to EUR 10 million | yes | yes | no | no | none |
| degenia Pferd T22 Optimum Horse liability insuranceTake out | yes, up to EUR 40 million | yes | yes | yes, up to EUR 40 million | yes, up to EUR 40 million | none |
| degenia Pferd T22 Premium Horse liability insuranceTake out | yes, up to EUR 20 million | yes | yes | yes, up to EUR 20 million | yes, up to EUR 20 million | none |
| degenia Pferd T22 T26 Classic Horse liability insuranceTake out | yes, up to EUR 10 million | yes | yes | no | no | not addressed |
| degenia Pferd T22 T26 Optimum Horse liability insuranceTake out | yes, up to EUR 40 million | yes | yes | yes | yes | not addressed |
| degenia Pferd T22 T26 Premium Horse liability insuranceTake out | yes, up to EUR 20 million | yes | yes | yes | yes | not addressed |
| DEVK Komfort-Schutz Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| DEVK Premium-Schutz Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| die Bayerische Komfort Horse liability insuranceTake out | as stated in the policy schedule | not addressed | not addressed | not addressed | yes | yes |
| Die Haftpflichtkasse Einfach Komplett Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| Domcura Tierhalterhaftpflicht (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| Gothaer Tierhalter-Haftpflichtversicherung (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | yes |
| helden.de Pferdehaftpflicht Horse liability insuranceTake out | yes, up to EUR 50 million | yes | yes | yes, up to EUR 50 million | yes, up to EUR 50 million | EUR 150 |
| Helvetia Tierhalter-Haftpflichtversicherung (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| HUK-COBURG Tierhalter-Haftpflichtversicherung (Pferd) Horse liability insuranceTake out | yes, up to EUR 15 million | yes | yes | yes, up to EUR 15 million | yes, up to EUR 15 million | none |
| HUK24 Tierhalter-Haftpflichtversicherung (Pferd) Horse liability insuranceTake out | yes, up to EUR 15 million | yes | yes | yes, up to EUR 15 million | yes, up to EUR 15 million | none |
| Interlloyd Schutz 2020 Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| InterRisk Tierhalterhaftpflicht (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | not addressed |
| Janitos Best Selection Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| MVK Pferdehalterhaftpflicht Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| Neodigital Pferdehalterhaftpflicht Horse liability insuranceTake out | as stated in the policy schedule | yes | not addressed | not addressed | yes | none |
| NV PferdePremium 3.0 Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| NV PferdePremiumPlus 3.0 Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| PETPROTECT Basis Horse liability insuranceTake out | as stated in the policy schedule | yes | not addressed | yes | yes | none |
| SV SparkassenVersicherung SV PrivatSchutz Basis Horse liability insuranceTake out | as stated in the policy schedule | not addressed | yes | not addressed | yes | not addressed |
| SV SparkassenVersicherung SV PrivatSchutz Komfort Horse liability insuranceTake out | as stated in the policy schedule | not addressed | yes | not addressed | yes | not addressed |
| SV SparkassenVersicherung SV PrivatSchutz Top Horse liability insuranceTake out | as stated in the policy schedule | not addressed | yes | not addressed | yes | not addressed |
| Uelzener Private Pferdehalter Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | yes |
| uniVersa Tierhalter-Haftpflicht (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | not addressed | not addressed | not addressed | not addressed | none |
| VHV Pferd Horse liability insuranceTake out | as stated in the policy schedule | not addressed | not addressed | not addressed | not addressed | yes |
| VPV Exklusiv Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| VPV Kompakt Horse liability insuranceTake out | as stated in the policy schedule | yes | no | yes | yes | none |
| WGV Tierhalterhaftpflicht (Pferd) Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| Württembergische Pferdehalter-Privat Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | none |
| Zurich PrivatSchutz Basis Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | yes |
| Zurich PrivatSchutz Top Horse liability insuranceTake out | as stated in the policy schedule | yes | yes | yes | yes | yes |
Evaluated by NAMMERT from published policy wordings.
Despite care, a value may be misread;
legally only the wording of your own contract in the edition stated there applies.
Please report errors, we correct them the same day.
About this archive, data downloads
This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 57 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.
German market: tariffs for people living in Germany.
Why we publish this
We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.
Still in progress
These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.
- Allianz
- SV Sachsen
- Öffentliche Oldenburg
- SIGNAL IDUNA
- WWK
- R+V
- BarmeniaGothaer
- VGH
- ERGO
- Agria
- Concordia
- BGV
- Generali
- Lippische
- RheinLand
- Bayerische Hausbesitzer
- Versicherungskammer Bayern
For software and AI
The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.
Updated