Calculate berth area, berthing costs and cover at the pontoon
The berth area is length times beam; for manoeuvring and fenders add about half a metre in each direction.
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Marinas charge in different ways, some by length, others by area. The berth should be more generous than the boat's own dimensions, otherwise she chafes every time a swell comes through. Half a metre of manoeuvring allowance on the length and sixty centimetres on the beam are a useful guide.
A large share of all reported claims happen at the berth, without the boat ever being under way: chafe marks on the topsides, mooring lines parting in a storm, a neighbouring boat that breaks free. On the water, liability depends on fault, so if your neighbour has done nothing wrong, he is not liable.
That is why your own hull cover is the protection that counts. From Basis-Plus upwards it also covers damage where no third party is at fault. Damage to the rented pontoon itself is handled by the liability cover, likewise from Basis-Plus upwards.
Frequently asked questions
Who pays if the neighbouring boat breaks free?
The neighbour only if he is at fault. Otherwise your own comprehensive hull cover from Basis-Plus upwards.
Is damage to the pontoon itself insured?
From Basis-Plus upwards, as damage to rented property under the liability cover.
Worked out for your type of boat
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