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Insuring Actual Yachts: cover and premium
sailing boats and sailing yachts · several countries
Actual Yachts builds sailing boats and sailing yachts in several countries. NAMMERT insures a Actual Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Actual Yachts; cover, cost and conditions
Anyone taking over an Actual 46 today is buying a sailing yacht model that was built between 1987 and 1993. The price on the second-hand market says little about what a replacement would require. In NAMMERT's full hull cover an agreed value is therefore agreed, which applies in the event of a claim with no deduction for depreciation (new for old).
The model range stayed in the programme for several years; no further range is on record. For the calculation that is irrelevant: what matters is the type of boat, value, year of construction, sail area and cruising range, never the name of the yard. A year of construction from the eighties does not rule out hull cover either, and in the Premium tariff there is no age limit.
The basis of every policy is third-party liability with a limit of indemnity of 10 to 50 million euros in the levels Basis, Basis-Plus and Premium. Hull insurance adds collision, grounding, vandalism and theft of parts including the outboard. Cover does not end at the jetty but also applies in winter storage, during craning and while in transit.
Questions and answers
Frequent questions
How is the value of an older sailing yacht determined?
For Actual Yachts: You agree an agreed value with NAMMERT.
This sum is paid out in the event of a total loss,
without any deduction for depreciation (new for old) being made.
In the Premium tariff there is no age limit for this.
Does the premium change because production was so long ago?
For Actual Yachts: The year of construction is one of several factors, alongside the type of boat,
value, sail area and cruising range.
The brand does not enter into it.
We insure regardless of year of construction, place of purchase and previous owners.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Actual Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Actual Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Actual Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Actual Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Actual Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Actual Yachts, build years and cover
Actual 46 is a sailing yacht from Actual Yachts, built from 1987 to 1993.
For the Actual 46 by Actual Yachts series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Actual 46 by Actual Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Actual Yachts cost?
We hold today’s price ranges by year for 1 models by Actual Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Actual 46 | 1990 | €107,700 to €137,100 |
Estimate from our boat records, October 2026.
Not a survey.
Actual Yachts insured in five minutes.
Boat type, year built, length and value of your Actual Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
