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Insuring Bay Class Yachts: cover and premium
sailing boats and sailing yachts · several countries
Bay Class Yachts builds sailing boats and sailing yachts in several countries. NAMMERT insures a Bay Class Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Bay Class Yachts; cover, cost and conditions
A single recorded range stands for this brand: the Bay of Islands 44 SK, built from 1991 to 2001. Production lies in the past, the fleet sails on. The basis of every policy remains third-party liability with a limit of indemnity of 10 to 50 million euros, graded by tariff level.
The tariff levels Basis, Basis-Plus and Premium differ in limit of indemnity and scope of cover. From Basis-Plus club races are included. Races with scoring status you report when taking out the policy so that it matches the actual sailing use.
For a sailing yacht built in the nineties the agreed value under full hull cover is the decisive point. Indemnity is paid with no deduction for depreciation (new for old), in the Premium tariff with no age limit, and cover also applies in winter storage as well as during craning and launching.
Questions and answers
Frequent questions
How high is the limit of indemnity under third-party liability?
For Bay Class Yachts: Depending on the tariff level it lies between 10 and 50 million euros.
Basis, Basis-Plus and Premium differ in amount and scope;
third-party liability is the basis of every boat insurance.
Does it matter that the Bay of Islands 44 SK is no longer built?
No, not for Bay Class Yachts either: NAMMERT insures regardless of year of construction,
place of purchase and previous owners.
Small series and home-built boats can also be insured when production has ceased.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Bay Class Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Bay Class Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Bay Class Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Bay Class Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Bay Class Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Bay Class Yachts, build years and cover
Bay of Islands 44 SK is a sailing yacht from Bay Class Yachts, built from 1991 to 2001.
For the Bay of Islands 44 SK by Bay Class Yachts series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Bay of Islands 44 SK by Bay Class Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
What does a used Bay Class Yachts cost?
We hold today’s price ranges by year for 1 models by Bay Class Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Bay of Islands 44 SK | 1994 to 1998 | €157,200 to €238,300 |
Estimate from our boat records, October 2026.
Not a survey.
Bay Class Yachts insured in five minutes.
Boat type, year built, length and value of your Bay Class Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
