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Beneteau Oceanis 411 Celebration insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau Oceanis 411 Celebration as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 12.30 m
- Built
- 1999 to 2007
Length from our boat catalogue for the 1999–2007 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,397 a year
or €127 a month if paid monthly
Liability and hull · boat value €84,000 (market value) · built 2003 · North Sea, Baltic and Mediterranean
Finance, example
€770 a month
Purchase price €84,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis 411 Celebration: cover, cost and conditions
Beneteau Oceanis 411 Celebration: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau Oceanis 411 Celebration: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Beneteau Oceanis 411 Celebration cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis 411 Celebration at the usual market value of €84,000 the premium is €1,397 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,278, liability for €119. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau Oceanis 411 Celebration with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Beneteau Oceanis 411 Celebration worth?
A used Beneteau Oceanis 411 Celebration built between 2002 and 2004 in average condition is
typically worth between €73,200 and €94,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €74,300 to €94,500 | €84,400 |
| 2003 | €74,200 to €94,400 | €84,300 |
| 2002 | €73,200 to €93,200 | €83,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis 411
Celebration; with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
6
Typical asking price, 2003 boat
€89,300
Our value, 2003 boat
€84,300
Asking prices against our value
+6%
In October 2026 we found 6 boats of the Beneteau Oceanis 411 Celebration for sale.
Typical asking price for a 2003 Beneteau Oceanis 411 Celebration: €89,300.
Our value for a Beneteau Oceanis 411 Celebration of that year: €84,300.
Asking prices for the Beneteau Oceanis 411 Celebration are about 6% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Beneteau Oceanis 411 Celebration we found for sale most recently.
2003
12.50 m, United Kingdom
2003
12.71 m, United Kingdom
2003
12.00 m, France
2003
United Kingdom
2003
Denmark
2003
12.50 m, United Kingdom
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis 411 Celebration?
Yes.
Neither the make nor the model decides whether the Beneteau Oceanis 411 Celebration is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau Oceanis 411 Celebration cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis 411 Celebration at the usual market value of €84,000 the premium is €1,397
a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean,
about 95 m² of sail, hull excess €500, paid annually.
Hull cover accounts for €1,278, liability for €119.
Tariff as of 21.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau Oceanis 411 Celebration vary with the papers and the model
year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau Oceanis 411 Celebration is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau Oceanis 411 Celebration free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau Oceanis 411 Celebration insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
