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Beneteau Oceanis Clipper 473 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Beneteau Oceanis Clipper 473 (four hundred seventy-three), you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 14.37 m
- Built
- 1997 to 2010
Length from our boat catalogue for the 1997–2010 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,762 a year
or €161 a month if paid monthly
Liability and hull · boat value €108,000 (market value) · built 2002 · North Sea, Baltic and Mediterranean
Finance, example
€989 a month
Purchase price €108,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis Clipper 473: cover, cost and conditions
Five figures decide what cover for the Beneteau Oceanis Clipper 473 (four hundred seventy-three) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Beneteau Oceanis Clipper 473 (four hundred seventy-three) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis Clipper 473 at the usual market value of €108,000 the premium is €1,762 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,643, liability for €119. Tariff as of 21.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Beneteau Oceanis Clipper 473 (four hundred seventy-three) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Beneteau Oceanis Clipper 473,
number four hundred seventy-three.
What is a used Beneteau Oceanis Clipper 473 worth?
A used Beneteau Oceanis Clipper 473 built between 2000 and 2007 in average condition is typically
worth between €87,600 and €140,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2007 | €108,700 to €138,400 | €123,500 |
| 2006 | €107,500 to €136,800 | €122,100 |
| 2005 | €110,000 to €140,000 | €125,000 |
| 2004 | €87,600 to €111,400 | €99,500 |
| 2003 | €93,000 to €118,400 | €105,700 |
| 2002 | €96,600 to €122,900 | €109,700 |
| 2001 | €92,700 to €118,000 | €105,300 |
| 2000 | €88,300 to €112,300 | €100,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis Clipper
473; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau Oceanis Clipper 473.
Market today
For sale in October 2026
13
Typical asking price, 2004 boat
€107,900
Our value, 2004 boat
€99,500
Asking prices against our value
+8%
In October 2026 we found 13 boats of the Beneteau Oceanis Clipper 473 for sale.
Typical asking price for a 2004 Beneteau Oceanis Clipper 473: €107,900.
Our value for a Beneteau Oceanis Clipper 473 of that year: €99,500.
Asking prices for the Beneteau Oceanis Clipper 473 are about 8% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 13 boats of the Beneteau Oceanis Clipper 473 we found for sale most recently.
2006
14.30 m, Italy
2004
14.30 m, Croatia
2003
14.30 m, Italy
2003
14.15 m, France
2003
14.30 m, Italy
2003
14.30 m, United Kingdom
2002
14.15 m, Italy
2002
14.30 m, Italy
2002
Germany
2002
14.30 m, Portugal
2002
14.30 m, Spain
2001
14.30 m, Italy
2001
14.30 m, Spain
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis Clipper 473?
Yes.
For accepting the Beneteau Oceanis Clipper 473 (four hundred seventy-three) we look at type of
boat, year, value, engine output and cruising area; make and model alone rule nothing out.
What does cover for a Beneteau Oceanis Clipper 473 cost?
The premium for the Beneteau Oceanis Clipper 473 (four hundred seventy-three) starts from €39 a
year for a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis Clipper 473 at the usual market value of €108,000 the premium is €1,762 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,643, liability for €119.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Beneteau Oceanis Clipper 473 (four hundred seventy-three) change
with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Beneteau Oceanis Clipper 473 (four hundred
seventy-three): the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Beneteau Oceanis Clipper 473 (four hundred seventy-three),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Beneteau Oceanis Clipper 473 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
