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Beneteau Oceanis Clipper 523 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Beneteau Oceanis Clipper 523 (five hundred twenty-three) is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 16.20 m
- Built
- 2001 to 2012
Length from our boat catalogue for the 2001–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,306 a year
or €210 a month if paid monthly
Liability and hull · boat value €188,000 (market value) · built 2006 · North Sea, Baltic and Mediterranean
Finance, example
€1,722 a month
Purchase price €188,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis Clipper 523: cover, cost and conditions
The premium for the Beneteau Oceanis Clipper 523 (five hundred twenty-three) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Beneteau Oceanis Clipper 523 (five hundred twenty-three) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis Clipper 523 at the usual market value of €188,000 the premium is €2,306 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,107, liability for €199. Tariff as of 21.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Beneteau Oceanis Clipper 523 (five hundred twenty-three) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau Oceanis Clipper 523,
number five hundred twenty-three.
What is a used Beneteau Oceanis Clipper 523 worth?
A used Beneteau Oceanis Clipper 523 built between 2004 and 2009 in average condition is typically
worth between €143,400 and €262,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €206,500 to €262,900 | €234,700 |
| 2008 | €204,300 to €259,900 | €232,100 |
| 2007 | €166,200 to €211,600 | €188,900 |
| 2006 | €164,900 to €209,900 | €187,400 |
| 2005 | €145,000 to €184,500 | €164,700 |
| 2004 | €143,400 to €182,600 | €163,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis Clipper
523; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Beneteau Oceanis Clipper 523.
Market today
For sale in October 2026
8
Typical asking price, 2007 boat
€198,600
Our value, 2007 boat
€188,900
Asking prices against our value
+5%
In October 2026 we found 8 boats of the Beneteau Oceanis Clipper 523 for sale.
Typical asking price for a 2007 Beneteau Oceanis Clipper 523: €198,600.
Our value for a Beneteau Oceanis Clipper 523 of that year: €188,900.
Asking prices for the Beneteau Oceanis Clipper 523 are about 5% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 8 boats of the Beneteau Oceanis Clipper 523 we found for sale most recently.
2007
16.20 m, Italy
2007
16.20 m, Italy
2007
16.20 m, Turkey
2007
16.20 m, Germany
2006
16.15 m, United Kingdom
2005
16.20 m, international
2005
16.25 m, international
2005
15.80 m, Italy
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis Clipper 523?
Yes.
We accept a Beneteau Oceanis Clipper 523 (five hundred twenty-three) like any other boat:
type of boat, year, value, engine output and cruising area decide, not the builder.
What does cover for a Beneteau Oceanis Clipper 523 cost?
Cover for the Beneteau Oceanis Clipper 523 (five hundred twenty-three) starts from €39 a year for
a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis Clipper 523 at the usual market value of €188,000 the premium is €2,306 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €2,107, liability for €199.
Tariff as of 21.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Beneteau Oceanis Clipper 523 (five hundred twenty-three) is called often depends
on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau Oceanis Clipper 523 (five hundred twenty-three) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Beneteau Oceanis Clipper 523 (five hundred twenty-three)
through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Beneteau Oceanis Clipper 523 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
