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Beneteau Oceanis 51.1 insurance: calculate your premium
Model page, insured as a sailing yacht
The Beneteau Oceanis 51.1 (fifty-one) is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 15.94 m
- Built
- since 2014
Length from our boat catalogue for the 2014–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,460 a year
or €224 a month if paid monthly
Liability and hull · boat value €334,000 (market value) · built 2020 · North Sea, Baltic and Mediterranean
Finance, example
€3,060 a month
Purchase price €334,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis 51.1: cover, cost and conditions
For the Beneteau Oceanis 51.1 (fifty-one) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Beneteau Oceanis 51.1 (fifty-one) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis 51.1 at the usual market value of €334,000 the premium is €2,460 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,261, liability for €199. Tariff as of 21.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Beneteau Oceanis 51.1 (fifty-one) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Beneteau Oceanis 51.1, number fifty-one.
What is a used Beneteau Oceanis 51.1 worth?
A used Beneteau Oceanis 51.1 built between 2017 and 2024 in average condition is typically worth
between €211,600 and €463,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €364,400 to €463,800 | €414,100 |
| 2023 | €338,800 to €431,200 | €385,000 |
| 2022 | €325,200 to €413,800 | €369,500 |
| 2021 | €309,200 to €393,600 | €351,400 |
| 2020 | €279,400 to €355,600 | €317,500 |
| 2019 | €257,800 to €328,100 | €292,900 |
| 2018 | €232,200 to €295,500 | €263,800 |
| 2017 | €211,600 to €269,400 | €240,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis 51.1;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Beneteau Oceanis 51.1.
Market today
For sale in October 2026
21
Typical asking price, 2021 boat
€375,000
Our value, 2021 boat
€351,400
Asking prices against our value
+7%
In October 2026 we found 21 boats of the Beneteau Oceanis 51.1 for sale.
Typical asking price for a 2021 Beneteau Oceanis 51.1: €375,000.
Our value for a Beneteau Oceanis 51.1 of that year: €351,400.
Asking prices for the Beneteau Oceanis 51.1 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 22 boats of the Beneteau Oceanis 51.1 we found for sale most recently.
2024
15.94 m, United Kingdom
2024
15.94 m, Spain
2024
15.94 m, France
2023
Croatia
2023
14.98 m, Greece
2023
14.98 m, Greece
2023
15.94 m, France
2023
15.54 m, Norway
2022
15.94 m, Greece
2022
15.24 m, Norway
2021
15.43 m, United Kingdom
2021
15.24 m, United Kingdom
2020
15.94 m, Croatia
2020
15.94 m, Greece
2020
United Kingdom
2019
15.94 m, Croatia
2019
15.94 m, Greece
2019
15.43 m, Greece
2019
14.98 m, international
2018
15.94 m, international
2018
15.85 m, United Kingdom
2025
Spain
year newer than our values
€675,000
Listing on ancasta.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis 51.1?
Yes.
Whether we insure the Beneteau Oceanis 51.1 (fifty-one) depends not on make or model but on type
of boat, year, value, engine output and cruising area.
What does cover for a Beneteau Oceanis 51.1 cost?
For the Beneteau Oceanis 51.1 (fifty-one) the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau Oceanis 51.1 at the usual market value of €334,000 the premium is €2,460 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €2,261, liability for €199.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Beneteau Oceanis 51.1 (fifty-one),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau Oceanis 51.1 (fifty-one) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Beneteau Oceanis 51.1 (fifty-one) is cancelled by our switching service
at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Beneteau Oceanis 51.1 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
