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Insuring Berger: cover and premium

inflatables and RIBs · several countries

Berger: supplier of inflatables and small motorboats. NAMMERT insures a Berger regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

inflatables and RIBs

Typical sizes

2,6 to 7,5 m

Premium from

from €49 a year for liability

Worth knowing

Berger; cover, cost and conditions

Under the name Berger, 22 models are recorded: 11 inflatables, 10 small motorboats and one RIB. The largest share is made up of the Lomac inflatables in sizes 260 to 600 and the Lomac 750 as a rigid hull version, together with the small Baby, Baby Sport and Junior motorboats. Build years run from 1974 to 2003, lengths from 2.6 to 7.5 m.

On boats of this size liability cover is the core of the protection, because damage to someone else's yacht easily exceeds the value of your own boat many times over. Hull cover is worthwhile above all for the engine and the theft risk: inflatable and outboard are quickly loaded away and usually disappear together.

As the recorded build years end in 2003, these boats are used boats today. NAMMERT insures them regardless of build year and place of purchase. The condition of the tubes largely determines the value, so an honest assessment is worthwhile when stating the sum insured. You can calculate the premium for liability and hull cover in the online calculator in about 5 minutes.

Questions and answers

Frequent questions

My boat is called Lomac and was bought from Berger. Which brand applies?

For Berger: Both entries lead to the same record with us.

In any case what counts for the policy is length, build year, engine power,

value and cruising area, not the spelling on the purchase contract.

How do I estimate the value of an old inflatable?

For Berger: From the condition of the tubes and from the engine.

A porous tube lowers the value noticeably, a new outboard raises it.

State a realistic figure so that the sum holds up after a loss.

The cover that fits

inflatable insurance

Tariffs, cover and FAQ for inflatable insurance in detail.

Third-party liability

The foundation for a boat from Berger: damage to third parties, worldwide,

from €49 a year for liability.

Hull cover

Partial or full hull cover for a Berger, at replacement value with an agreed fixed value.

For the whole class of boat

For Berger: What matters for inflatables and RIBs is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Berger included.

Insuring inflatables and RIBs, every brand and every condition

Other builders in this class
3D Tender Adventure Allroundmarin Aquamar Aquaparx Arimar Art Sport Avon Awn Ballistic RIBs Bombard Brig BSC (BWA) Capelli Falcon Rib Gemini RIB Grand Highfield Honwave Joker Boat Juskys Juskys Gruppe Lodestar Lomac

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

Required inland and at sea from 15 hp (11.03 kW); below that, none.

Registration

Registration from 3 hp; carry the boat certificate on maritime shipping routes.

Waters

Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.

Equipment

Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.

Cruising range

RIBs close to the coast; check air pressure before every trip and after temperature swings.

Weather

From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Berger.

Current wind force and direction for your waters are shown on the Home.

Series by Berger, build years and cover

Lomac 750

Lomac 750 is an inflatable with engine from Berger, built from 1996 to 2003.

Junior

Junior is a motorboat from Berger, built from 1974 to 1996.

Baby

Baby is a motorboat from Berger, built from 1975 to 1991.

Baby Sport

Baby Sport is a motorboat from Berger, built from 1975 to 1991.

Lomac 260

Lomac 260 is an inflatable without engine from Berger, built from 1984 to 1991.

Lomac 320

Also an inflatable without engine, built from 1984 to 1991.

Lomac 350

Also an inflatable without engine, built from 1984 to 1991.

Lomac 380

Also an inflatable without engine, built from 1984 to 1991.

Lomac 420

Also an inflatable without engine, built from 1984 to 1991.

Lomac 450

Also an inflatable without engine, built from 1984 to 1991.

Lomac 490

Also an inflatable without engine, built from 1984 to 1991.

Lomac 600

Also an inflatable without engine, built from 1984 to 1991.

Lomac 2000

Also an inflatable without engine, built from 1983 to 1991.

Lomac 2001

Also an inflatable without engine, built from 1984 to 1991.

Lomac 3000

Also an inflatable without engine, built from 1984 to 1991.

Silentcraft 300

Silentcraft 300 is a motorboat from Berger, built from 1985 to 1991.

Silentcraft 360

Also a motorboat, built from 1985 to 1991.

Silentcraft 360 GSL

Silentcraft 360 GSL is a motorboat from Berger, built from 1985 to 1991.

Silentcraft 400 GSL

Also a motorboat, built from 1985 to 1991.

Silentcraft 420

Also a motorboat, built from 1985 to 1991.

Silentcraft 450 GSL

Also a motorboat, built from 1985 to 1991.

Silentcraft Minor

Silentcraft Minor is a motorboat from Berger, built from 1985 to 1991.

What this means for the cover

For the Lomac 750 by Berger series the market value and the replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Junior, Baby, Baby Sport by Berger and 18 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Lomac 750 by Berger series: On an inflatable the cause decides, not the damage:

a tear from impact is covered, porous fabric after years in the sun is not.

The outboard belongs in the policy with its serial number.

For the Junior, Baby, Baby Sport by Berger and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Lomac 260, Lomac 320, Lomac 350 by Berger and further series:

Even without an engine the rule holds: a tear from impact or vandalism is covered,

UV ageing is wear.

All series at a glance

The Berger range in figures

These figures come from the model records we keep for Berger: boat type, build years and length,

nothing estimated.

inflatable without engine
11 models, 1983 to 1991, mostly 3.2 to 4.9 m
motorboat
10 models, 1974 to 1996, mostly 3 to 4.5 m
inflatable with engine
1 model, 1996 to 2003, 7.5 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Berger model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Berger cost?

We hold today’s price ranges by year for 1 models by Berger.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Lomac 7501999 to 2000€17,700 to €23,200

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Tender on the swim platform of a motor yacht

Berger insured in five minutes.

Boat type, year built, length and value of your Berger are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person
A father kneels in a grey inflatable behind his son and daughter, who laugh as they trail a hand in a mountain lake

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Berger: from €49 a year for liability

5 minutes · policy today

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