Insuring Honwave (Honda Marine): cover and premium
inflatables and RIBs · Japan
Honwave (Honda Marine) builds inflatables and RIBs in Japan. NAMMERT insures a Honwave regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Japan
Class
inflatables and RIBs
Typical sizes
2 to 4 m
Premium from
from €49 a year for liability
Worth knowing
Honwave (Honda Marine); cover, cost and conditions
Honwave is the inflatable boat range from Honda Marine and covers the segment between two and four metres, tenders, fishing boats and entry-level boats, mostly with an aluminium or slatted floor and a Honda outboard between 5 and 30 hp. In insurance terms this combination is the least complicated case in water sports: low value, manageable engine output, transport on a trailer or in the boot of a car.
Below 15 hp there is no licence requirement, from 3 hp the marking requirement remains. Third-party liability is nevertheless the part that counts: even a boat with 10 hp can cause personal injury, and the size of such a claim does not depend on the value of the boat. For around forty euros a year it is the most effective part of the policy, and in many waters proof of it is a precondition for use anyway.
On these boats hull insurance is worthwhile above all because of the engine and because of theft. A Honda outboard is easy to resell and correspondingly at risk; our full hull cover covers the theft of the engine alone from the boat. On the boat itself the tube is insured against external damage, not against ageing. Store it dry and depressurised over the winter, then the adhesive will last longer than the policy.
Questions and answers
Frequent questions
Do I need a licence for 10 hp?
No, not for Honwave either: the licence requirement starts at 15 hp (11.03 kW),
on the Rhine as early as 5 hp.
The marking requirement applies from 3 hp.
Is hull insurance worthwhile on a small inflatable boat?
For Honwave: Usually because of the engine:
it is the most expensive part and the most frequently stolen item.
The full hull cover covers the theft of the engine alone.
The cover that fits
inflatable insurance
Tariffs, cover and FAQ for inflatable insurance in detail.
Third-party liability
The foundation for a boat from Honwave: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Honwave, at replacement value with an agreed fixed value.
For the whole class of boat
For Honwave: What matters for inflatables and RIBs is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Honwave included.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Honwave.
Current wind force and direction for your waters are shown on the Home.
Series by Honwave, with value and cover
Honwave T20 / T24 is an inflatable without engine from Honwave, built since 2005,
and today changes hands at between €1,000 and €5,000.
Honwave T38 / T38 IE is an inflatable with engine from Honwave, built since 2010,
and today changes hands at between €3,000 and €9,000.
Also an inflatable without engine, built since 2005, €2,000 to €7,000.
Honwave T35 / T40 is an inflatable with engine from Honwave, built since 2005,
and today changes hands at between €3,000 and €12,000.
Honwave T 35 / T 40 AE is an inflatable with engine from Honwave, built since 2005,
and today changes hands at between €2,000 and €8,000.
Honwave MS 380 / MX 400 AL is an inflatable with engine from Honwave, built from 2005 to 2020,
and today changes hands at between €2,000 and €7,000.
Honwave T25 / T27 / T30 AE2 is a motorboat from Honwave, built since 2010,
and today changes hands at between €1,000 and €4,000.
Honwave T32 / T35 / T40 AE3 is an inflatable with engine from Honwave, built since 2010,
and today changes hands at between €2,000 and €9,000.
As the Honwave T20 / T24 and Honwave T25 / T32 by Honwave series are still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Honwave T38 / T38 IE, Honwave T35 / T40,
Honwave T 35 / T 40 AE by Honwave and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Honwave MS 380 / MX 400 AL by Honwave series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Honwave T20 / T24, Honwave T25 / T32 by Honwave series:
Even without an engine the rule holds: a tear from impact or vandalism is covered,
UV ageing is wear.
For the Honwave T38 / T38 IE, Honwave T35 / T40,
Honwave T 35 / T 40 AE by Honwave and further series: On an inflatable the cause decides,
not the damage: a tear from impact is covered, porous fabric after years in the sun is not.
The outboard belongs in the policy with its serial number.
Models by Honwave we insure
Each Honwave model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Honwave insured in five minutes.
Boat type, year built, length and value of your Honwave are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
