Insuring Mercury (Mercury Marine): cover and premium
inflatables and RIBs · the USA
Mercury (Mercury Marine) builds inflatables and RIBs in the USA. NAMMERT insures a Mercury regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
inflatables and RIBs
Typical sizes
2,4 to 4,7 m
Premium from
from €49 a year for liability
Worth knowing
Mercury (Mercury Marine); cover, cost and conditions
Ocean Runner, Air Deck, Heavy Duty and XS Sport are the names of Mercury's inflatable and RIB model ranges, with sizes from 2.4 to 4.7 metres and build years from 2000 to the present day. Boats of this size usually reach the water on a trailer, and at NAMMERT the trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Quite a lot happens during launching and transport that has nothing to do with being under way. The cover also applies in winter storage, during craning and launching and on the transport route.
In our records Mercury is listed as a sister brand of Quicksilver within the same group. That changes nothing about the premium, because it is based on the type of boat, the value, the build year, the engine output and the cruising range, never on the brand. Theft of parts including the outboard belongs to full hull cover, as do collision and vandalism.
Questions and answers
Frequent questions
Does including the trailer cost extra?
For Mercury: The boat trailer is covered by the third-party liability at no extra premium from
Basis-Plus, provided it is named in the application with its value,
and the transport route to the water is also included in the cover.
You can add it to the hull cover for a premium.
Does belonging to a group affect the price?
No, not for Mercury either: The premium is based on the type of boat, the value, the build year,
the engine output and the cruising range.
The brand or the group behind it does not enter into the calculation.
The cover that fits
inflatable insurance
Tariffs, cover and FAQ for inflatable insurance in detail.
Third-party liability
The foundation for a boat from Mercury: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Mercury, at replacement value with an agreed fixed value.
For the whole class of boat
For Mercury: What matters for inflatables and RIBs is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Mercury included.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mercury.
Current wind force and direction for your waters are shown on the Home.
Series by Mercury, with value and cover
Ocean Runner 340 / 420 / 460 is an inflatable with engine from Mercury (the USA), built since 2000,
and today changes hands at between €4,000 and €18,000.
Air Deck 250 / 290 / 320 Deluxe is a motorboat from Mercury (the USA), built since 2000,
and today changes hands at between €1,000 and €5,000.
365 / 430 Heavy Duty XS is an inflatable with engine from Mercury (the USA), built since 2005,
and today changes hands at between €3,000 and €12,000.
365 / 430 XS Sport is an inflatable with engine from Mercury (the USA), built since 2005,
and today changes hands at between €3,000 and €12,000.
As the Ocean Runner 340 / 420 / 460, Air Deck 250 / 290 / 320 Deluxe,
365 / 430 Heavy Duty XS by Mercury and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Ocean Runner 340 / 420 / 460, 365 / 430 Heavy Duty XS,
365 / 430 XS Sport by Mercury series: On an inflatable the cause decides, not the damage:
a tear from impact is covered, porous fabric after years in the sun is not.
The outboard belongs in the policy with its serial number.
The Mercury range in figures
These figures come from the model records we keep for Mercury: boat type, build years and length,
nothing estimated.
- inflatable without engine
- 55 models, since 2007, mostly 2.2 to 4.2 m
- inflatable with engine
- 22 models, since 2009, mostly 2.7 to 4.6 m
Which model was built when?
What does a used Mercury cost?
We hold today’s price ranges by year for 43 models by Mercury.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Mercury 240 Dinghy | 2013 to 2018 | €1,300 to €2,000 |
| Mercury 250 Dynamic | 2012 to 2024 | €1,800 to €9,100 |
| Mercury 270 Air Deck | 2019 to 2021 | €1,800 to €3,200 |
| Mercury 270 Alu RIB | 2020 to 2021 | €2,900 to €4,700 |
| Mercury 270 Dinghy | 2019 to 2021 | €1,800 to €3,100 |
| Mercury 270 Dynamic | 2013 to 2024 | €2,000 to €9,900 |
| Mercury 290 Adventure | 2015 to 2018 | €2,200 to €3,400 |
| Mercury 290 Airdeck Deluxe | 2014 to 2018 | €2,400 to €3,400 |
| Mercury 290 Airdeck Fishing | 2014 to 2015 | €2,200 to €2,900 |
| Mercury 290 Ocean Runner | 2013 to 2024 | €2,300 to €11,400 |
| Mercury 290 Sport Enduro | 2013 to 2018 | €2,100 to €3,400 |
| Mercury 300 Dynamic | 2013 to 2024 | €2,800 to €11,800 |
| Mercury 310 Adventure Sport | 2019 to 2021 | €2,700 to €4,300 |
| Mercury 310 Air Deck | 2019 to 2021 | €2,500 to €4,100 |
| Mercury 310 Sport | 2019 to 2021 | €2,600 to €4,200 |
| Mercury 320 Adventure Enduro | 2015 to 2018 | €2,500 to €4,400 |
| Mercury 320 Airdeck | 2013 to 2018 | €2,200 to €4,100 |
| Mercury 320 Airdeck Fishing | 2014 to 2015 | €2,500 to €3,300 |
| Mercury 320 Alu RIB | 2020 to 2021 | €4,300 to €6,600 |
| Mercury 320 Sport Enduro | 2013 to 2018 | €2,400 to €4,100 |
| Mercury 340 Adventure Sport | 2019 to 2021 | €3,000 to €4,600 |
| Mercury 340 Air Deck | 2019 to 2021 | €2,800 to €4,400 |
| Mercury 340 Ocean Runner | 2013 to 2024 | €4,300 to €17,400 |
| Mercury 340 Sport | 2019 to 2021 | €3,000 to €4,600 |
| Mercury 365 Adventure XS | 2014 to 2018 | €3,900 to €5,700 |
| Mercury 365 Heavy Duty XS | 2015 to 2018 | €3,900 to €5,700 |
| Mercury 365 Sport XS | 2013 to 2018 | €3,600 to €5,700 |
| Mercury 380 Heavy Duty | 2019 to 2021 | €3,800 to €5,900 |
| Mercury 415 Heavy Duty XS | 2013 to 2018 | €4,400 to €6,900 |
| Mercury 415 Sport XS | 2013 to 2018 | €4,400 to €6,900 |
| Mercury 420 Ocean Runner | 2015 to 2024 | €6,100 to €18,000 |
| Mercury 430 Heavy Duty | 2019 to 2021 | €5,700 to €8,300 |
| Mercury 460 Ocean Runner | 2014 to 2024 | €10,900 to €30,500 |
| Mercury 470 Heavy Duty | 2019 to 2024 | €10,800 to €27,000 |
| Mercury 470 Heavy Duty XS | 2013 to 2019 | €10,100 to €17,800 |
| Mercury 530 Heavy Duty | 2019 to 2021 | €12,000 to €16,900 |
| Mercury M 350 HP | 2020 to 2021 | €9,200 to €13,200 |
| Mercury M 400 HP | 2020 to 2021 | €9,700 to €13,900 |
| Mercury M 570 HP | 2020 to 2021 | €20,300 to €29,100 |
| Mercury M 620 HP | 2020 to 2021 | €29,800 to €41,600 |
| Quicksilver 240 Tendy AR | 2013 to 2020 | €2,700 to €6,000 |
| Quicksilver 240 Tendy SL | 2013 to 2020 | €2,700 to €5,000 |
| Quicksilver 300 Airdeck | 2013 to 2020 | €4,100 to €7,500 |
Estimate from our boat records, October 2026.
Not a survey.
Mercury insured in five minutes.
Boat type, year built, length and value of your Mercury are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
