Insuring Prowake: cover and premium
inflatables and RIBs · Germany
Prowake builds inflatables and RIBs in Germany. NAMMERT insures a Prowake regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
inflatables and RIBs
Typical sizes
2 to 5 m
Premium from
from €49 a year for liability
Worth knowing
Prowake; cover, cost and conditions
Prowake boats are often used as fishing boats and tenders, frequently with an aluminium floor and a small outboard. For fishing use the usual arithmetic applies: echo sounder, electric motor and battery quickly add up to more than the boat. Permanently installed equipment is included in the hull insurance if it is contained in the value.
During transport on the roof or in the boot the boat is likewise covered. Theft from the vehicle, by contrast, is a case where due care counts: a boat with its engine left visible in the car overnight is an invitation. Storing the engine separately is the simplest precaution.
Questions and answers
Frequent questions
Is the boat insured during transport in the car?
Yes, for Prowake too: within the scope of the transport cover.
In the case of theft from the vehicle due care counts,
and equipment stored in plain sight is critical.
Is the electric motor covered as well?
Yes, for Prowake too: if it is stated in the contract and taken into account in the value of the
boat.
The cover that fits
inflatable insurance
Tariffs, cover and FAQ for inflatable insurance in detail.
Third-party liability
The foundation for a boat from Prowake: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Prowake, at replacement value with an agreed fixed value.
For the whole class of boat
For Prowake: What matters for inflatables and RIBs is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Prowake included.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Prowake.
Current wind force and direction for your waters are shown on the Home.
Series by Prowake, with value and cover
Prowake AL 250 / 320 is an inflatable without engine from Prowake (Germany), built since 2010,
and today changes hands at between €1,000 and €4,000.
Prowake TRI 350 / 420 is an inflatable with engine from Prowake (Germany), built since 2010,
and today changes hands at between €3,000 and €11,000.
Prowake RIB 470 / 550 is an inflatable with engine from Prowake (Germany), built since 2012,
and today changes hands at between €6,000 and €22,000.
As the Prowake AL 250 / 320 by Prowake series is still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Prowake TRI 350 / 420 and Prowake RIB 470 / 550 by Prowake series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Prowake AL 250 / 320 by Prowake series: Even without an engine the rule holds:
a tear from impact or vandalism is covered, UV ageing is wear.
For the Prowake TRI 350 / 420, Prowake RIB 470 / 550 by Prowake series:
On an inflatable the cause decides, not the damage: a tear from impact is covered,
porous fabric after years in the sun is not.
The outboard belongs in the policy with its serial number.
Models by Prowake we insure
Each Prowake model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Prowake insured in five minutes.
Boat type, year built, length and value of your Prowake are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
