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Insuring Gibson Boats: cover and premium

motor yachts · several countries

Gibson Boats: uS builder of houseboat yachts. NAMMERT insures a Gibson Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motor yachts

Typical sizes

13,4 to 18 m

Premium from

from €49 a year for liability

Worth knowing

Gibson Boats; cover, cost and conditions

Gibson Boats was founded in Tennessee in 1968 by William C. Brummett. The yard built a hybrid of houseboat and cabin cruiser: living space on the scale of a houseboat, with a hull that handles like a cruiser. The boats have a modified V hull in fibreglass and were built to be saltwater ready, which opened up the Intracoastal Waterway along the American East Coast to their owners. After a tornado destroyed the plant in Goodlettsville in 2006, a new factory went up in Portland, Tennessee. The recession that began in 2008 hit the company hard, and it closed in 2013. In 2017 the Cawthorne family bought the rights and restarted production in South Dakota. The long, boxy superstructure of a houseboat is the giveaway.

Our model records list six designs, all motor yachts and all with build years from 2007 to 2012. The two smallest are the Gibson 44' Classic and the Gibson 44' SS at 13.41 metres each. Next come the 50' Cabin Yacht at 15.24 metres and the 55' LS Series at 16.79 metres, and the largest are the Gibson 5900 LS and 5900 WB SS at 17.98 metres each. That spans the 44 to 59 feet the sources mention. None of the designs reaches the most recent build years: the entries stop at 2012, shortly before production in Tennessee came to an end.

A houseboat yacht of this size is a floating home, and a buyer should inspect it like one. Check generator hours, air conditioning units, freshwater and holding tank systems and the condition of the upper deck, where water can find its way into the structure. The modified V hull should be surveyed out of the water, with attention to the running gear and the transom area. Boats used in salt water need a careful look at metal fittings and wiring. Since the original factory closed in 2013, records and parts often come through owners' groups and the revived company in South Dakota.

Questions and answers

Frequent questions

What does the number 5900 mean on a Gibson?

For Gibson Boats: It stands for 59 feet.

In our model records the Gibson 5900 LS and 5900 WB SS each measure 17.98 metres and are the

largest designs of the brand.

Is Gibson still in production?

For Gibson Boats: Production in Tennessee ended in 2013.

In 2017 the Cawthorne family bought the rights and restarted building in South Dakota.

In our model records all six designs end with build year 2012.

The cover that fits

For Gibson Boats: What matters for motor yachts is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Gibson Boats included.

Insuring motor yachts, every brand and every condition

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Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Gibson Boats.

Current wind force and direction for your waters are shown on the Home.

Series by Gibson Boats, build years and cover

Gibson 44' Classic

Gibson 44' Classic is a motor yacht from Gibson Boats, built from 2007 to 2012.

Gibson 44' SS

Gibson 44' SS is a motor yacht from Gibson Boats, built from 2007 to 2012.

Gibson 50' Cabin Yacht

Gibson 50' Cabin Yacht is a motor yacht from Gibson Boats, built from 2007 to 2012.

Gibson 55' LS Series

Gibson 55' LS Series is a motor yacht from Gibson Boats, built from 2007 to 2012.

Gibson 5900 LS

Gibson 5900 LS is a motor yacht from Gibson Boats, built from 2007 to 2012.

Gibson 5900 WB SS

Gibson 5900 WB SS is a motor yacht from Gibson Boats, built from 2007 to 2012.

What this means for the cover

For the Gibson 44' Classic, Gibson 44' SS,

Gibson 50' Cabin Yacht by Gibson Boats and 3 more series the market value and the replacement cost

often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Gibson 44' Classic, Gibson 44' SS,

Gibson 50' Cabin Yacht by Gibson Boats and further series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Gibson Boats range in figures

These figures come from the model records we keep for Gibson Boats: boat type,

build years and length, nothing estimated.

motor yacht: 6 models, 2007 to 2012, 13.4 to 18 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Gibson Boats model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Gibson Boats cost?

We hold today’s price ranges by year for 6 models by Gibson Boats.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Gibson 44' Classic	2010 to 2012	€139,400 to €195,200
Gibson 44' SS	2010 to 2012	€143,200 to €200,300
Gibson 50' Cabin Yacht	2010 to 2012	€201,100 to €276,200
Gibson 55' LS Series	2010 to 2012	€264,700 to €365,300
Gibson 5900 LS	2010 to 2012	€320,400 to €451,300
Gibson 5900 WB SS	2010 to 2012	€323,900 to €453,000