Hanse 320 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Hanse 320 is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 9.63 m
- Built
- 2004 to 2015
Length from our boat catalogue for the 2004–2015 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€846 a year
or €77 a month if paid monthly
Liability and hull · boat value €55,000 (market value) · built 2009 · North Sea, Baltic and Mediterranean
Finance, example
€504 a month
Purchase price €55,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 320: cover, cost and conditions
The premium for the Hanse 320 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Hanse 320 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 320 at the usual market value of €55,000 the premium is €846 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €757, liability for €89. Tariff as of 03.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Hanse 320 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Hanse 320, number three hundred twenty.
What is a used Hanse 320 worth?
A used Hanse 320 built between 2007 and 2012 in average condition is typically worth between
€46,300 and €63,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2012 | €49,800 to €63,300 | €56,500 |
| 2011 | €49,100 to €62,500 | €55,800 |
| 2010 | €48,600 to €62,000 | €55,300 |
| 2009 | €48,200 to €61,300 | €54,800 |
| 2008 | €47,200 to €60,000 | €53,600 |
| 2007 | €46,300 to €58,900 | €52,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 320;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 1% off the value of a Hanse 320.
Market today
For sale in November 2026
11
Typical asking price, 2010 boat
€61,000
Our value, 2010 boat
€55,300
Asking prices against our value
+10%
In November 2026 we found 11 boats of the Hanse 320 for sale.
Typical asking price for a 2010 Hanse 320: €61,000.
Our value for a Hanse 320 of that year: €55,300.
Asking prices for the Hanse 320 are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 11 boats of the Hanse 320 we found for sale most recently.
2010
9.63 m, France
2010
10.06 m, Sweden
2010
Sweden
2010
9.63 m, France
2010
9.60 m, France
2009
Germany
2008
9.45 m, United Kingdom
2008
9.45 m, United Kingdom
2008
9.55 m, Netherlands
2008
Germany
2007
Sweden
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 320?
Yes.
We accept a Hanse 320 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Hanse 320 cost?
Cover for the Hanse 320 starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Hanse 320 at the usual market value of €55,000 the premium is €846 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €757, liability for €89.
Tariff as of 03.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Hanse 320 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Hanse 320 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Hanse 320 through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Hanse 320 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
