Hanse 418 insurance: calculate your premium
Model page, insured as a sailing yacht
The Hanse 418 (four hundred eighteen) is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 12.40 m
- Built
- since 2014
Length from our boat catalogue for the 2014–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,099 a year
or €191 a month if paid monthly
Liability and hull · boat value €212,000 (market value) · built 2020 · North Sea, Baltic and Mediterranean
Finance, example
€1,942 a month
Purchase price €212,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 418: cover, cost and conditions
For the Hanse 418 (four hundred eighteen) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Hanse 418 (four hundred eighteen) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 418 at the usual market value of €212,000 the premium is €2,099 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €1,980, liability for €119. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Hanse 418 (four hundred eighteen) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Hanse 418, number four hundred eighteen.
What is a used Hanse 418 worth?
A used Hanse 418 built between 2017 and 2024 in average condition is typically worth between
€134,800 and €274,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €214,100 to €272,500 | €243,300 |
| 2023 | €215,400 to €274,100 | €244,700 |
| 2022 | €208,600 to €265,400 | €237,000 |
| 2021 | €196,500 to €250,100 | €223,300 |
| 2020 | €176,900 to €225,100 | €201,000 |
| 2019 | €163,400 to €208,000 | €185,700 |
| 2018 | €149,300 to €190,100 | €169,700 |
| 2017 | €134,800 to €171,600 | €153,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 418;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 6% off the value of a Hanse 418.
Market today
For sale in November 2026
20
Typical asking price, 2021 boat
€225,200
Our value, 2021 boat
€223,300
Asking prices against our value
+1%
In November 2026 we found 20 boats of the Hanse 418 for sale.
Typical asking price for a 2021 Hanse 418: €225,200.
Our value for a Hanse 418 of that year: €223,300.
Asking prices and value of the Hanse 418 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 20 boats of the Hanse 418 we found for sale most recently.
2024
Denmark
2023
Germany
2023
12.50 m, Denmark
2022
12.50 m, United Kingdom
2022
Germany
2022
12.50 m, United Kingdom
2022
United Kingdom
2021
12.40 m, Greece
2021
12.40 m, Germany
2021
11.99 m, Italy
2021
Denmark
2020
12.50 m, Greece
2020
11.99 m, Croatia
2019
Croatia
2019
12.42 m, Greece
2019
Germany
2019
12.40 m, Netherlands
2019
12.50 m, Norway
2018
12.40 m, Croatia
2018
12.40 m, Spain
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 418?
Yes.
Whether we insure the Hanse 418 (four hundred eighteen) depends not on make or model but on type
of boat, year, value, engine output and cruising area.
What does cover for a Hanse 418 cost?
For the Hanse 418 (four hundred eighteen) the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Hanse 418 at the usual market value of €212,000 the premium is €2,099 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €1,980, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Hanse 418 (four hundred eighteen),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Hanse 418 (four hundred eighteen) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Hanse 418 (four hundred eighteen) is cancelled by our switching service
at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Hanse 418 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
