Hanse 415 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Hanse 415 (four hundred fifteen) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 12.40 m
- Built
- 2008 to 2022
Length from our boat catalogue for the 2008–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,835 a year
or €167 a month if paid monthly
Liability and hull · boat value €123,000 (market value) · built 2015 · North Sea, Baltic and Mediterranean
Finance, example
€1,127 a month
Purchase price €123,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 415: cover, cost and conditions
Hanse 415 (four hundred fifteen): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Hanse 415 (four hundred fifteen) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 415 at the usual market value of €123,000 the premium is €1,835 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,716, liability for €119. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Hanse 415 (four hundred fifteen) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Hanse 415, number four hundred fifteen.
What is a used Hanse 415 worth?
A used Hanse 415 built between 2011 and 2018 in average condition is typically worth between
€94,200 and €168,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €132,400 to €168,600 | €150,500 |
| 2017 | €116,200 to €147,800 | €132,000 |
| 2016 | €107,000 to €136,200 | €121,600 |
| 2015 | €108,900 to €138,600 | €123,800 |
| 2014 | €105,100 to €133,700 | €119,400 |
| 2013 | €119,600 to €152,200 | €135,900 |
| 2012 | €95,500 to €121,500 | €108,500 |
| 2011 | €94,200 to €119,800 | €107,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 415;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Hanse 415.
Market today
For sale in November 2026
15
Typical asking price, 2015 boat
€135,300
Our value, 2015 boat
€123,800
Asking prices against our value
+9%
In November 2026 we found 15 boats of the Hanse 415 for sale.
Typical asking price for a 2015 Hanse 415: €135,300.
Our value for a Hanse 415 of that year: €123,800.
Asking prices for the Hanse 415 are about 9% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 15 boats of the Hanse 415 we found for sale most recently.
2018
Croatia
2017
12.40 m, Croatia
2017
Croatia
2017
11.99 m, Italy
2017
Croatia
2017
Croatia
2017
12.50 m, Spain
2016
Croatia
2016
12.40 m, Croatia
2016
12.40 m, United Kingdom
2016
12.40 m, Netherlands
2013
international
2013
Spain
2013
12.40 m, United Kingdom
2012
12.40 m, France
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 415?
Yes.
Neither the make nor the model decides whether the Hanse 415 (four hundred fifteen) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Hanse 415 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Hanse 415 at the usual market value of €123,000 the premium is €1,835 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,716, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Hanse 415 (four hundred fifteen) vary with the papers and the model
year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Hanse 415 (four hundred fifteen) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Hanse 415 (four hundred fifteen) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Hanse 415 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
