Hanse 445 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Hanse 445 (four hundred forty-five), you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 13.52 m
- Built
- 2007 to 2017
Length from our boat catalogue for the 2007–2017 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,845 a year
or €168 a month if paid monthly
Liability and hull · boat value €168,000 (market value) · built 2014 · North Sea, Baltic and Mediterranean
Finance, example
€1,539 a month
Purchase price €168,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 445: cover, cost and conditions
Five figures decide what cover for the Hanse 445 (four hundred forty-five) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Hanse 445 (four hundred forty-five) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 445 at the usual market value of €168,000 the premium is €1,845 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €1,726, liability for €119. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Hanse 445 (four hundred forty-five) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Hanse 445, number four hundred forty-five.
What is a used Hanse 445 worth?
A used Hanse 445 built between 2010 and 2014 in average condition is typically worth between
€133,900 and €242,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €148,100 to €188,500 | €168,300 |
| 2013 | €138,800 to €176,600 | €157,700 |
| 2012 | €133,900 to €170,400 | €152,100 |
| 2011 | €190,600 to €242,600 | €216,600 |
| 2010 | €186,300 to €237,100 | €211,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 445;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in November 2026
11
Typical asking price, 2012 boat
€173,300
Our value, 2012 boat
€152,100
Asking prices against our value
+14%
In November 2026 we found 11 boats of the Hanse 445 for sale.
Typical asking price for a 2012 Hanse 445: €173,300.
Our value for a Hanse 445 of that year: €152,100.
Asking prices for the Hanse 445 are about 14% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 11 boats of the Hanse 445 we found for sale most recently.
2013
13.52 m, Turkey
2012
13.52 m, Turkey
2012
13.41 m, United Kingdom
2012
12.64 m, Turkey
2012
Denmark
2011
13.40 m, Spain
2011
13.52 m, Spain
2011
14.02 m, Sweden
2011
Finland
2010
13.52 m, United Kingdom
2010
Denmark
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 445?
Yes.
For accepting the Hanse 445 (four hundred forty-five) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Hanse 445 cost?
The premium for the Hanse 445 (four hundred forty-five) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Hanse 445 at the usual market value of €168,000 the premium is €1,845 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €1,726, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Hanse 445 (four hundred forty-five) change with the year and the
documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Hanse 445 (four hundred forty-five):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Hanse 445 (four hundred forty-five),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Hanse 445 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
