Hanse 385 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Hanse 385 (three hundred eighty-five) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 11.40 m
- Built
- since 2008
Length from our boat catalogue for the 2008–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,735 a year
or €158 a month if paid monthly
Liability and hull · boat value €118,000 (market value) · built 2015 · North Sea, Baltic and Mediterranean
Finance, example
€1,081 a month
Purchase price €118,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 385: cover, cost and conditions
Hanse 385 (three hundred eighty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Hanse 385 (three hundred eighty-five) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 385 at the usual market value of €118,000 the premium is €1,735 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,646, liability for €89. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Hanse 385 (three hundred eighty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Hanse 385, number three hundred eighty-five.
What is a used Hanse 385 worth?
A used Hanse 385 built between 2011 and 2018 in average condition is typically worth between
€93,200 and €159,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €124,900 to €159,000 | €142,000 |
| 2017 | €117,200 to €149,200 | €133,200 |
| 2016 | €109,800 to €139,800 | €124,800 |
| 2015 | €103,900 to €132,300 | €118,100 |
| 2014 | €102,900 to €130,900 | €116,900 |
| 2013 | €97,800 to €124,500 | €111,100 |
| 2012 | €94,000 to €119,600 | €106,800 |
| 2011 | €93,200 to €118,600 | €105,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 385;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Hanse 385.
Market today
For sale in November 2026
10
Typical asking price, 2015 boat
€138,300
Our value, 2015 boat
€118,100
Asking prices against our value
+17%
In November 2026 we found 10 boats of the Hanse 385 for sale.
Typical asking price for a 2015 Hanse 385: €138,300.
Our value for a Hanse 385 of that year: €118,100.
Asking prices for the Hanse 385 are about 17% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Hanse 385 we found for sale most recently.
2018
11.58 m, Sweden
2017
Germany
2015
Greece
2015
11.40 m, United Kingdom
2014
10.99 m, United Kingdom
2014
11.40 m, Greece
2013
10.99 m, United Kingdom
2013
11.00 m, United Kingdom
2012
11.58 m, United Kingdom
2012
11.40 m, Spain
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 385?
Yes.
Neither the make nor the model decides whether the Hanse 385 (three hundred eighty-five) is
insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Hanse 385 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Hanse 385 at the usual market value of €118,000 the premium is €1,735 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,646, liability for €89.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Hanse 385 (three hundred eighty-five) vary with the papers and the
model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Hanse 385 (three hundred eighty-five) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Hanse 385 (three hundred eighty-five) free
of charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Hanse 385 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
