Hanse 531 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Hanse 531 (five hundred thirty-one), you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Hanse
- Type of boat
- sailing yacht
- Length overall
- 16.15 m
- Built
- 1995 to 2010
Length from our boat catalogue for the 1995–2010 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,272 a year
or €207 a month if paid monthly
Liability and hull · boat value €185,000 (market value) · built 2002 · North Sea, Baltic and Mediterranean
Finance, example
€1,695 a month
Purchase price €185,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hanse 531: cover, cost and conditions
Five figures decide what cover for the Hanse 531 (five hundred thirty-one) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Hanse 531 (five hundred thirty-one) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hanse 531 at the usual market value of €185,000 the premium is €2,272 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,073, liability for €199. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Hanse 531 (five hundred thirty-one) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Hanse 531, number five hundred thirty-one.
What is a used Hanse 531 worth?
A used Hanse 531 built between 1998 and 2007 in average condition is typically worth between
€142,600 and €236,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2007 | €185,500 to €236,100 | €210,800 |
| 2006 | €183,300 to €233,300 | €208,300 |
| 2005 | €176,300 to €224,400 | €200,400 |
| 2004 | €173,400 to €220,600 | €197,000 |
| 2003 | €168,300 to €214,200 | €191,200 |
| 2002 | €157,700 to €200,700 | €179,200 |
| 2001 | €154,400 to €196,500 | €175,500 |
| 2000 | €149,800 to €190,700 | €170,300 |
| 1999 | €148,700 to €189,300 | €169,000 |
| 1998 | €142,600 to €181,400 | €162,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Hanse 531;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Hanse 531.
Market today
For sale in November 2026
11
Typical asking price, 2003 boat
€189,300
Our value, 2003 boat
€191,200
Asking prices against our value
−1%
In November 2026 we found 11 boats of the Hanse 531 for sale.
Typical asking price for a 2003 Hanse 531: €189,300.
Our value for a Hanse 531 of that year: €191,200.
Asking prices and value of the Hanse 531 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 11 boats of the Hanse 531 we found for sale most recently.
2006
16.15 m, United Kingdom
2006
Spain
2005
Denmark
2005
16.15 m, United Kingdom
2004
16.15 m, Sweden
2004
Spain
2004
16.15 m, United Kingdom
2004
16.15 m, France
2004
Denmark
2004
Spain
2003
16.15 m, United Kingdom
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hanse 531?
Yes.
For accepting the Hanse 531 (five hundred thirty-one) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Hanse 531 cost?
The premium for the Hanse 531 (five hundred thirty-one) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Hanse 531 at the usual market value of €185,000 the premium is €2,272 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €2,073, liability for €199.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Hanse 531 (five hundred thirty-one) change with the year and the
documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Hanse 531 (five hundred thirty-one):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Hanse 531 (five hundred thirty-one),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Hanse 531 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
