Lagoon 380 insurance: calculate your premium
Model page, insured as a catamaran
Year, place of purchase and previous owners do not decide whether we insure the Lagoon 380 (three hundred eighty): we write it as a catamaran. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 11.56 m
- Built
- 1996 to 2022
Length from our boat catalogue for the 1996–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,139 a year
or €195 a month if paid monthly
Liability and hull · boat value €147,000 (market value) · built 2009 · North Sea, Baltic and Mediterranean
Finance, example
€1,347 a month
Purchase price €147,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 380: cover, cost and conditions
How much does the name Lagoon 380 (three hundred eighty) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Lagoon 380 (three hundred eighty)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 380 at the usual market value of €147,000 the premium is €2,139 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €2,050, liability for €89. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Lagoon 380 (three hundred eighty) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Lagoon 380, number three hundred eighty.
What is a used Lagoon 380 worth?
A used Lagoon 380 built between 1999 and 2019 in average condition is typically worth between
€100,200 and €249,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2019 | €196,200 to €249,800 | €223,000 |
| 2018 | €186,100 to €236,900 | €211,500 |
| 2017 | €170,100 to €216,500 | €193,300 |
| 2016 | €161,400 to €205,400 | €183,400 |
| 2015 | €154,900 to €197,100 | €176,000 |
| 2014 | €151,300 to €192,500 | €171,900 |
| 2013 | €145,300 to €184,900 | €165,100 |
| 2012 | €140,000 to €178,200 | €159,100 |
| 2011 | €137,200 to €174,700 | €155,900 |
| 2010 | €133,500 to €169,900 | €151,700 |
| 2009 | €129,400 to €164,700 | €147,000 |
| 2008 | €127,200 to €161,900 | €144,600 |
| 2007 | €124,300 to €158,300 | €141,300 |
| 2006 | €123,600 to €157,400 | €140,500 |
| 2005 | €119,800 to €152,400 | €136,100 |
| 2004 | €118,300 to €150,500 | €134,400 |
| 2003 | €117,300 to €149,300 | €133,300 |
| 2002 | €110,300 to €140,300 | €125,300 |
| 2001 | €105,700 to €134,500 | €120,100 |
| 2000 | €101,400 to €129,000 | €115,200 |
| 1999 | €100,200 to €127,500 | €113,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 380;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Lagoon 380.
Market today
For sale in November 2026
25
Typical asking price, 2009 boat
€172,600
Our value, 2009 boat
€147,000
Asking prices against our value
+17%
In November 2026 we found 25 boats of the Lagoon 380 for sale.
Typical asking price for a 2009 Lagoon 380: €172,600.
Our value for a Lagoon 380 of that year: €147,000.
Asking prices for the Lagoon 380 are about 17% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 25 boats of the Lagoon 380 we found for sale most recently.
2019
11.55 m, Italy
2018
international
2018
international
2017
11.55 m, Greece
2016
international
2016
11.60 m, Italy
2016
France
2015
11.55 m, Greece
2013
11.00 m, Italy
2013
11.55 m, Spain
2013
11.58 m, Turkey
2011
11.55 m, United Kingdom
2010
United Kingdom
2008
12.10 m, United Kingdom
2006
11.55 m, Spain
2006
Spain
2005
11.55 m, international
2004
Germany
2004
11.55 m, United Kingdom
2003
11.55 m, France
2003
11.55 m, United Kingdom
2002
France
2002
11.55 m, United Kingdom
2001
11.55 m, Italy
2000
Greece
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 380?
Yes, the Lagoon 380 (three hundred eighty) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Lagoon 380 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Lagoon 380 at the usual market value of €147,000 the premium is €2,139 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €2,050, liability for €89.
Tariff as of 03.11.2026, your own boat may differ.
What your Lagoon 380 (three hundred eighty) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Lagoon 380 (three hundred eighty) appears in papers and brochures under slightly different
names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover:
we pay the agreed value for the Lagoon 380 (three hundred eighty),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Lagoon 380 (three
hundred eighty) free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Lagoon 380 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
