Lagoon 450 insurance: calculate your premium
Model page, insured as a catamaran
If you own a Lagoon 450 (four hundred fifty), you insure it with us as a catamaran, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 13.96 m
- Built
- 2007 to 2022
Length from our boat catalogue for the 2007–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,447 a year
or €223 a month if paid monthly
Liability and hull · boat value €344,000 (market value) · built 2017 · North Sea, Baltic and Mediterranean
Finance, example
€3,152 a month
Purchase price €344,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 450: cover, cost and conditions
Five figures decide what cover for the Lagoon 450 (four hundred fifty) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Lagoon 450 (four hundred fifty) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 450 at the usual market value of €344,000 the premium is €2,447 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,328, liability for €119. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Lagoon 450 (four hundred fifty) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Lagoon 450, number four hundred fifty.
What is a used Lagoon 450 worth?
A used Lagoon 450 built between 2010 and 2021 in average condition is typically worth between
€278,800 and €493,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2021 | €387,900 to €493,700 | €440,800 |
| 2020 | €359,800 to €457,900 | €408,800 |
| 2019 | €374,700 to €476,800 | €425,800 |
| 2018 | €321,500 to €409,100 | €365,300 |
| 2017 | €306,100 to €389,700 | €347,900 |
| 2016 | €282,600 to €359,600 | €321,100 |
| 2015 | €288,500 to €367,200 | €327,900 |
| 2014 | €299,300 to €380,900 | €340,100 |
| 2013 | €291,800 to €371,300 | €331,500 |
| 2012 | €319,600 to €406,800 | €363,200 |
| 2011 | €280,200 to €356,600 | €318,400 |
| 2010 | €278,800 to €354,800 | €316,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 450;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Lagoon 450.
Market today
For sale in November 2026
36
Typical asking price, 2016 boat
€377,200
Our value, 2016 boat
€321,100
Asking prices against our value
+17%
In November 2026 we found 36 boats of the Lagoon 450 for sale.
Typical asking price for a 2016 Lagoon 450: €377,200.
Our value for a Lagoon 450 of that year: €321,100.
Asking prices for the Lagoon 450 are about 17% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 30 boats of the Lagoon 450 we found for sale most recently.
2020
13.96 m, Italy
2020
13.96 m, United Kingdom
2019
13.96 m, France
2019
France
2019
13.96 m, United Kingdom
2019
13.96 m, United Kingdom
2019
13.96 m, United Kingdom
2019
13.96 m, United Kingdom
2019
13.96 m, United Kingdom
2018
international
2018
international
2018
international
2018
13.96 m, United Kingdom
2017
13.96 m, Netherlands
2017
14.02 m, Denmark
2017
13.96 m, United Kingdom
2016
international
2016
13.96 m, Croatia
2016
13.96 m, United Kingdom
2016
13.96 m, United Kingdom
2016
13.96 m, United Kingdom
2016
13.72 m, United Kingdom
2015
13.96 m, Croatia
2015
France
2015
France
2014
13.39 m, United Kingdom
2014
Greece
2014
13.96 m, Turkey
2014
13.72 m, United Kingdom
2013
13.97 m, Croatia
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 450?
Yes.
For accepting the Lagoon 450 (four hundred fifty) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Lagoon 450 cost?
The premium for the Lagoon 450 (four hundred fifty) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Lagoon 450 at the usual market value of €344,000 the premium is €2,447 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €2,328, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Lagoon 450 (four hundred fifty) change with the year and the
documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Lagoon 450 (four hundred fifty):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Lagoon 450 (four hundred fifty),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Lagoon 450 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
