Lagoon 39 insurance: calculate your premium
Model page, insured as a catamaran
The Lagoon 39 is insurable with us as a catamaran, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 11.74 m
- Built
- 2009 to 2022
Length from our boat catalogue for the 2009–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,287 a year
or €209 a month if paid monthly
Liability and hull · boat value €211,000 (market value) · built 2016 · North Sea, Baltic and Mediterranean
Finance, example
€1,933 a month
Purchase price €211,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 39: cover, cost and conditions
For the Lagoon 39 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Lagoon 39 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 39 at the usual market value of €211,000 the premium is €2,287 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,168, liability for €119. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Lagoon 39 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Lagoon 39, number thirty-nine.
What is a used Lagoon 39 worth?
A used Lagoon 39 built between 2012 and 2018 in average condition is typically worth between
€164,800 and €265,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €208,200 to €265,000 | €236,600 |
| 2017 | €193,700 to €246,500 | €220,100 |
| 2016 | €186,000 to €236,800 | €211,400 |
| 2015 | €183,000 to €232,900 | €208,000 |
| 2014 | €179,700 to €228,700 | €204,200 |
| 2013 | €198,200 to €252,300 | €225,200 |
| 2012 | €164,800 to €209,800 | €187,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 39;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Lagoon 39.
Market today
For sale in November 2026
15
Typical asking price, 2015 boat
€234,000
Our value, 2015 boat
€208,000
Asking prices against our value
+13%
In November 2026 we found 15 boats of the Lagoon 39 for sale.
Typical asking price for a 2015 Lagoon 39: €234,000.
Our value for a Lagoon 39 of that year: €208,000.
Asking prices for the Lagoon 39 are about 13% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 15 boats of the Lagoon 39 we found for sale most recently.
2017
Croatia
2017
11.74 m, United Kingdom
2017
11.74 m, Netherlands
2016
11.74 m, Croatia
2014
11.74 m, Croatia
2014
11.74 m, Croatia
2014
11.55 m, international
2014
11.70 m, international
2013
Croatia
2013
11.74 m, international
2013
11.74 m, France
2013
11.74 m, France
2013
Spain
2013
11.74 m, United Kingdom
2013
France
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 39?
Yes.
Whether we insure the Lagoon 39 depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Lagoon 39 cost?
For the Lagoon 39 the premium starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Lagoon 39 at the usual market value of €211,000 the premium is €2,287 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €2,168, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Lagoon 39, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Lagoon 39 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Lagoon 39 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Lagoon 39 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
