Insuring Lagoon Catamarans: cover and premium
catamarans and multihulls · France
Lagoon Catamarans builds catamarans and multihulls in France. NAMMERT insures a Lagoon regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
catamarans and multihulls
Typical sizes
11 to 24 m
Premium from
from €39 a year for liability
Worth knowing
Lagoon Catamarans; cover, cost and conditions
Lagoon from Bordeaux is the largest catamaran manufacturer in the world and belongs to Groupe Beneteau. A large part of the fleet sails in charter operations in Croatia, Greece and the Caribbean. With catamarans there is one mistake that affects almost every contract: valuation by length.
A twelve-metre cat has two hulls, two drives, two steering systems and twice the number of components of a monohull of the same length, with repair costs that are correspondingly higher. Anyone who insures by length is underinsured. Have the value reflected by an agreed value that carries the actual replacement value including drives and electronics.
For Lagoons in charter fleets the following applies: the charter operator insures its own use, not your interests as owner. Both belong to be examined separately before the contract runs. If you occasionally let the boat yourself, private letting of up to 30 days in the insurance year is included with us, and a written rental agreement must exist. Beyond that it is commercial use.
Questions and answers
Frequent questions
Why is my catamaran more expensive to insure than a monohull of the same length?
For Lagoon: Because there are twice as many expensive components in it: two hulls, two drives,
two steering systems.
Anyone who insures by length instead of by value is underinsured.
What applies if my Lagoon runs in a charter fleet?
For Lagoon: Then commercial cover is needed.
The charter operator's insurance covers its use, not your interests as owner,
so have both cross-checked.
The cover that fits
catamaran insurance
Tariffs, cover and FAQ for catamaran insurance in detail.
Third-party liability
The foundation for a boat from Lagoon: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Lagoon, at replacement value with an agreed fixed value.
For the whole class of boat
For Lagoon: What matters for catamarans and multihulls is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Lagoon included.
Insuring catamarans and multihulls, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Lagoon.
Current wind force and direction for your waters are shown on the Home.
Series by Lagoon, with value and cover
Lagoon 40 is a cabin catamaran from Lagoon (France), built since 2016,
and today changes hands at between €380,000 and €780,000.
Also a cabin catamaran, built since 2018, €600,000 to €1,400,000.
Lagoon 380 / 400 (classic) is a cabin catamaran from Lagoon (France), built from 2000 to 2018,
and today changes hands at between €180,000 and €420,000.
Also a cabin catamaran, built from 1995 to 2010, €130,000 to €320,000.
Also a cabin catamaran, built since 2005, €280,000 to €1,200,000.
Lagoon Power 44 / 78 is a cabin catamaran from Lagoon (France), built since 2008,
and today changes hands at between €420,000 and €2,600,000.
Also a cabin catamaran, built since 2015, €1,400,000 to €3,800,000.
Also a cabin catamaran, built since 2018, €780,000 to €1,900,000.
Lagoon 40 / 42 / 46 is a motorboat from Lagoon (France), built since 2016,
and today changes hands at between €520,000 and €980,000.
Also a motorboat, built since 2018, €1,200,000 to €2,600,000.
As the Lagoon 40, Lagoon 46, Lagoon 42 / 50 by Lagoon and 5 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Lagoon 380 / 400 (classic) and Lagoon 37 / 410 (classic) by Lagoon series the market value
and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Lagoon 40, Lagoon 46, Lagoon 380 / 400 (classic) by Lagoon and further series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
The Lagoon range in figures
These figures come from the model records we keep for Lagoon: boat type, build years and length,
nothing estimated.
- cabin catamaran
- 45 models, since 1986, mostly 11.7 to 20.6 m
- motor yacht
- 3 models, since 2003, 15.2 to 18.1 m
- motorboat
- 3 models, since 2003, 6 to 11.9 m
- sailing yacht
- 1 model, 2003 to 2015, 20 m
- sailing boat
- 1 model, since 2010, 8.9 m
Which model was built when?
What does a used Lagoon cost?
We hold today’s price ranges by year for 40 models by Lagoon.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Lagoon 37 | 1993 to 1997 | €75,900 to €101,300 |
| Lagoon 380 | 1999 to 2019 | €90,900 to €226,700 |
| Lagoon 380 S2 | 2005 to 2015 | €107,700 to €180,700 |
| Lagoon 39 | 2012 to 2018 | €157,300 to €252,900 |
| Lagoon 40 | 2016 to 2023 | €188,700 to €380,800 |
| Lagoon 40 Motor Yacht | 2014 to 2016 | €223,300 to €310,900 |
| Lagoon 400 | 2008 to 2019 | €154,900 to €292,800 |
| Lagoon 410 | 1997 to 2006 | €107,300 to €170,800 |
| Lagoon 410-S2 | 2005 to 2006 | €127,500 to €168,500 |
| Lagoon 42 | 1991 to 2024 | €99,400 to €500,600 |
| Lagoon 420 | 2007 to 2011 | €178,500 to €245,100 |
| Lagoon 420 | 2006 to 2008 | €175,900 to €229,900 |
| Lagoon 420 HyBrid | 2006 to 2010 | €195,800 to €265,300 |
| Lagoon 421 | 2009 to 2018 | €192,600 to €324,000 |
| Lagoon 440 | 2004 to 2013 | €179,100 to €278,900 |
| Lagoon 450 | 2010 to 2021 | €253,200 to €448,400 |
| Lagoon 450 F | 2011 to 2022 | €245,600 to €567,500 |
| Lagoon 450 S | 2016 to 2022 | €269,000 to €517,500 |
| Lagoon 46 | 2019 to 2024 | €378,700 to €605,300 |
| Lagoon 47 | 1992 to 1996 | €134,800 to €183,000 |
| Lagoon 470 | 1998 to 2007 | €178,700 to €300,200 |
| Lagoon 50 | 2017 to 2022 | €480,400 to €839,500 |
| Lagoon 500 | 2005 to 2012 | €271,100 to €405,200 |
| Lagoon 51 | 2023 to 2024 | €643,700 to €827,700 |
| Lagoon 51 | 2022 | €672,500 to €855,900 |
| Lagoon 52 | 2013 to 2021 | €429,500 to €895,500 |
| Lagoon 52 F | 2018 to 2021 | €535,200 to €827,200 |
| Lagoon 52 S | 2016 to 2021 | €460,500 to €836,000 |
| Lagoon 55 | 1989 to 1994 | €209,800 to €289,100 |
| Lagoon 55 | 2022 to 2024 | €739,400 to €1,013,400 |
| Lagoon 560 | 2011 to 2021 | €502,700 to €1,055,500 |
| Lagoon 57 | 1994 to 1999 | €262,100 to €364,600 |
| Lagoon 570 | 2000 to 2010 | €322,100 to €508,800 |
| Lagoon Power 43 | 2001 to 2013 | €164,400 to €326,700 |
| Lagoon Power 44 | 2005 to 2013 | €201,100 to €326,800 |
| Lagoon Royal Cabin 47`Lobster | 2013 to 2021 | €300,500 to €663,800 |
| Lagoon Royal Cabin 57" | 2006 to 2021 | €287,900 to €822,700 |
| Lagoon Royal Speed 30" | 2006 to 2024 | €93,400 to €228,000 |
| Lagoon Royal Speed 39" | 2006 to 2021 | €90,000 to €429,600 |
| Lagoon Royal Tender | 2013 to 2024 | €79,400 to €153,100 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Lagoon we insure
Each Lagoon model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Lagoon insured in five minutes.
Boat type, year built, length and value of your Lagoon are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
