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Insuring Fountaine Pajot: cover and premium
catamarans and multihulls · France
Fountaine Pajot builds catamarans and multihulls in France. NAMMERT insures a Fountaine Pajot regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
catamarans and multihulls
Typical sizes
11 to 24 m
Premium from
from €39 a year for liability
Worth knowing
Fountaine Pajot; cover, cost and conditions
Fountaine Pajot of La Rochelle builds sailing and power catamarans and is, alongside Lagoon, the second large French manufacturer. The yachts are designed for long distances, and many owners sail an Atlantic crossing and a Caribbean season, which sets the policy apart from that of a purely Mediterranean catamaran.
Two things matter with Fountaine Pajot catamarans. First the value: insured by length, a catamaran is underinsured, because two drive trains, two steering systems and twice the number of components count in the event of a claim. Second the cruising range: for the Caribbean season you need a worldwide cruising range without hurricane exclusion clauses, and that is exactly where standard policies fail when it matters.
With the power cats of the MY range the propulsion question is added. Two drive trains mean twice the risk of grounding and of rope in the propeller, and only the full hull cover bears both. The limited hull cover knows fire, storm and theft, but not grounding. On a catamaran of this class that is no place to save money.
Questions and answers
Frequent questions
Does the policy cover an Atlantic crossing?
For Fountaine Pajot: With our blue water cover yes, worldwide cruising range with no time limit,
berth outside Europe possible, no hurricane exclusion clauses.
Agree it before you depart.
How is a catamaran valued correctly?
For Fountaine Pajot: Via the replacement value including both drive trains and the electronics,
recorded as an agreed value.
A valuation by length regularly leads to underinsurance.
The cover that fits
catamaran insurance
Tariffs, cover and FAQ for catamaran insurance in detail.
Third-party liability
The foundation for a boat from Fountaine Pajot: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Fountaine Pajot, at replacement value with an agreed fixed value.
For the whole class of boat
For Fountaine Pajot: What matters for catamarans and multihulls is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Fountaine Pajot included.
Insuring catamarans and multihulls, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Fountaine Pajot.
Current wind force and direction for your waters are shown on the Home.
Series by Fountaine Pajot, with value and cover
Louisiane 37 / Casamance 46 is a cabin catamaran from Fountaine Pajot (France),
built from 1984 to 1996,
and today changes hands at between €55,000 and €150,000.
Astréa 42 / Elba 45 is a cabin catamaran from Fountaine Pajot (France), built since 2018,
and today changes hands at between €480,000 and €980,000.
Saona 47 / Samana 59 is a cabin catamaran from Fountaine Pajot (France), built since 2018,
and today changes hands at between €700,000 and €2,100,000.
Lucia 40 / Isla 40 is a cabin catamaran from Fountaine Pajot (France), built since 2016,
and today changes hands at between €380,000 and €760,000.
Athena / Bahia (classic) is a cabin catamaran from Fountaine Pajot (France),
built from 1995 to 2010,
and today changes hands at between €130,000 and €320,000.
Lucia / Astréa 42 is a cabin catamaran from Fountaine Pajot (France), built since 2005,
and today changes hands at between €240,000 and €780,000.
Saona / Elba 45 is a cabin catamaran from Fountaine Pajot (France), built since 2010,
and today changes hands at between €320,000 and €1,100,000.
MY 4.S / MY 5 is a cabin catamaran from Fountaine Pajot (France), built since 2018,
and today changes hands at between €690,000 and €1,900,000.
Isla 40 / Tanna 47 is a cabin catamaran from Fountaine Pajot (France), built since 2019,
and today changes hands at between €420,000 and €890,000.
Aura 51 / Samana 59 is a cabin catamaran from Fountaine Pajot (France), built since 2019,
and today changes hands at between €780,000 and €2,200,000.
Aura 51 / Elba 45 / Isla 40 is a motorboat from Fountaine Pajot (France), built since 2018,
and today changes hands at between €520,000 and €1,200,000.
Samana 59 / Alegria 67 is a motorboat from Fountaine Pajot (France), built since 2018,
and today changes hands at between €1,800,000 and €3,800,000.
MY 4.S / MY 5 Power Katamaran is a motorboat from Fountaine Pajot (France), built since 2019,
and today changes hands at between €980,000 and €2,200,000.
For the Louisiane 37 / Casamance 46 by Fountaine Pajot series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Astréa 42 / Elba 45, Saona 47 / Samana 59,
Lucia 40 / Isla 40 by Fountaine Pajot and 8 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Athena / Bahia (classic) by Fountaine Pajot series the market value and the replacement
cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Louisiane 37 / Casamance 46, Astréa 42 / Elba 45,
Saona 47 / Samana 59 by Fountaine Pajot and further series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
Models by Fountaine Pajot we insure
Each Fountaine Pajot model has its own page with cover,
cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Fountaine Pajot insured in five minutes.
Boat type, year built, length and value of your Fountaine Pajot are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
