Insuring Excess Catamarans: cover and premium
catamarans and multihulls · France
Excess Catamarans builds catamarans and multihulls in France. NAMMERT insures a Excess regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
catamarans and multihulls
Typical sizes
11 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Excess Catamarans; cover, cost and conditions
Excess is the catamaran brand of the Beneteau group launched in 2019 and is laid out closer to sailing than its sister brand Lagoon, with twin aft helm stations, more sail area and sportier handling. For insurance purposes the young range is an advantage: all hulls are of recent build year, well documented and supplied with spare parts through the yard's distribution network. Repair costs are therefore calculable, and with these build years an osmosis risk is practically non-existent.
What determines the premium on an Excess is the combination of value and cruising range. A current catamaran of twelve metres and upwards quickly reaches six figures, and most owners sail the Mediterranean or plan the Atlantic circuit. Both can be underwritten; for the Caribbean the hurricane rule from June to November applies, and for the Mediterranean the corresponding cruising range level is sufficient, with no surcharge for worldwide cover.
The sportier design brings the racing question with it. Excess owners take part in races more often than owners of charter catamarans, and races are not included in standard hull insurance. Including them costs a surcharge and then also covers what typically happens in a race: rig damage, collisions on tight courses and damage to the bow during manoeuvres under competitive pressure.
Questions and answers
Frequent questions
Is an Excess cheaper to insure than a used yacht of the same size?
For Excess: Often yes, because recent build years have no osmosis or rig age issue and spare parts
are available through the yard.
Value and cruising range remain the determining factors.
Do I need an extension for the Mediterranean?
Yes, for Excess too: the North Sea/Baltic and Mediterranean level.
It is considerably cheaper than worldwide cover and is sufficient for all European Mediterranean
waters.
The cover that fits
catamaran insurance
Tariffs, cover and FAQ for catamaran insurance in detail.
Third-party liability
The foundation for a boat from Excess: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Excess, at replacement value with an agreed fixed value.
For the whole class of boat
For Excess: What matters for catamarans and multihulls is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Excess included.
Insuring catamarans and multihulls, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Excess.
Current wind force and direction for your waters are shown on the Home.
Series by Excess, with value and cover
Excess 11 is a cabin catamaran from Excess (France), built since 2019,
and today changes hands at between €320,000 and €890,000.
Also a cabin catamaran, built since 2019, €320,000 to €620,000.
Also a cabin catamaran, built since 2020, €520,000 to €1,100,000.
As the Excess 11, Excess 12 and Excess 14 / 15 by Excess series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Excess 11, Excess 12, Excess 14 / 15 by Excess series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
Models by Excess we insure
Each Excess model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Excess insured in five minutes.
Boat type, year built, length and value of your Excess are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
