Lagoon 42 insurance: calculate your premium

Model page, insured as a catamaran

If you own a Lagoon 42, you insure it with us as a catamaran, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.

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At a glance

Make: Lagoon
Type of boat: catamaran
Length overall: 12.86 m
Built: since 1988

Length from our boat catalogue for the 1988–2026 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€2,317 a year

or €211 a month if paid monthly

Liability and hull · boat value €214,000 (market value) · built 2011 · North Sea, Baltic and Mediterranean

Calculate premium: Lagoon 42

Finance, example

€1,961 a month

Purchase price €214,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 12.86 m against a metre scale, to scale. Built since 1988.

Lagoon 42: cover, cost and conditions

Five figures decide what cover for the Lagoon 42 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.

For the Lagoon 42 the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 42 at the usual market value of €214,000 the premium is €2,317 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,198, liability for €119. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.

Berth in Germany or abroad, bought from a dealer, privately or imported: for the Lagoon 42 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.

Not to be mixed up with its sisters: this is the Lagoon 42, number forty-two.

What is a used Lagoon 42 worth?

A used Lagoon 42 built between 1991 and 2025 in average condition is typically worth between

€100,100 and €659,600 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year built	typical range	midpoint
2025	€518,300 to €659,600	€588,900
2024	€381,400 to €485,400	€433,400
2023	€395,700 to €503,700	€449,700
2022	€355,700 to €452,700	€404,200
2021	€335,200 to €426,600	€380,900
2020	€311,000 to €395,900	€353,400
2019	€293,800 to €374,000	€333,900
2018	€276,800 to €352,300	€314,600
2017	€251,700 to €320,300	€286,000
2016	€235,900 to €300,300	€268,100
2014	€221,700 to €282,100	€251,900
2013	€213,500 to €271,700	€242,600
2012	€206,900 to €263,300	€235,100
2011	€170,500 to €216,900	€193,700
2010	€165,900 to €211,100	€188,500
2009	€160,100 to €203,700	€181,900
2008	€152,800 to €194,400	€173,600
2007	€148,600 to €189,100	€168,800
2005	€141,700 to €180,300	€161,000
2004	€137,300 to €174,800	€156,000
1996	€116,800 to €148,600	€132,700
1995	€113,700 to €144,700	€129,200
1994	€111,200 to €141,500	€126,300
1993	€108,400 to €138,000	€123,200
1992	€104,500 to €133,000	€118,700
1991	€100,100 to €127,300	€113,700

With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 42;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 5% off the value of a Lagoon 42.

Market today

For sale in November 2026

Typical asking price, 2011 boat

€209,300

Our value, 2011 boat

€193,700

Asking prices against our value

+8%

In November 2026 we found 40 boats of the Lagoon 42 for sale.

Typical asking price for a 2011 Lagoon 42: €209,300.

Our value for a Lagoon 42 of that year: €193,700.

Asking prices for the Lagoon 42 are about 8% above our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 30 boats of the Lagoon 42 we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Check an asking price: Lagoon 42

Check your sum insured: Lagoon 42

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Lagoon 42?

Yes.

For accepting the Lagoon 42 we look at type of boat, year, value, engine output and cruising area;

make and model alone rule nothing out.

What does cover for a Lagoon 42 cost?

The premium for the Lagoon 42 starts from €39 a year for a sailing boat, from €49 for a motorboat.

For a Lagoon 42 at the usual market value of €214,000 the premium is €2,317 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,

hull excess €1,000, paid annually.

Hull cover accounts for €2,198, liability for €119.

Tariff as of 03.11.2026, your own boat may differ.

The online calculator tells you the exact figure in a couple of minutes,

with no name or phone number asked.

My model is spelled slightly differently, does this page still apply?

Yes.

Suffixes and spellings of the Lagoon 42 change with the year and the documents.

Write the name as in your papers; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover the agreed value applies to the Lagoon 42: the claim is settled at that value,

in the Premium tariff without limit and with no new-for-old deduction.

Can I switch from my existing insurer?

Yes, free of charge through the switching service: we cancel the old contract on your Lagoon 42,

your premium starts only once it has expired,

and you keep the switching discount permanently.

Other models by this make

Lagoon 38 Lagoon 42 Millenium Lagoon 43 Lagoon 46 Iconic Lagoon 47 Lagoon 51 Iconic Lagoon 55 Millenium Lagoon 60 Lagoon Sixty 5 Lagoon Eighty 2 Lagoon Sixty 7 Lagoon Eighty 3 Lagoon 50 Lagoon 410 Lagoon 450 Lagoon 46 Lagoon 380 Lagoon 400 Lagoon 52 Lagoon 40 Lagoon 39 Lagoon 440 Lagoon 620 Lagoon 500

All models by Lagoon

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Lagoon 42 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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