Lagoon 500 insurance: calculate your premium
Model page, insured as a catamaran
For us the Lagoon 500 (five hundred) is a catamaran. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 15.54 m
- Built
- 2002 to 2015
Length from our boat catalogue for the 2002–2015 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,013 a year
or €275 a month if paid monthly
Liability and hull · boat value €378,000 (market value) · built 2009 · North Sea, Baltic and Mediterranean
Finance, example
€3,463 a month
Purchase price €378,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 500: cover, cost and conditions
The premium for the Lagoon 500 (five hundred) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Lagoon 500 (five hundred) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 500 at the usual market value of €378,000 the premium is €3,013 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,814, liability for €199. Tariff as of 03.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Lagoon 500 (five hundred) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Lagoon 500, number five hundred.
What is a used Lagoon 500 worth?
A used Lagoon 500 built between 2005 and 2012 in average condition is typically worth between
€315,300 and €471,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2012 | €370,300 to €471,300 | €420,800 |
| 2011 | €363,700 to €462,900 | €413,300 |
| 2010 | €353,100 to €449,400 | €401,200 |
| 2009 | €339,400 to €432,000 | €385,700 |
| 2008 | €325,400 to €414,200 | €369,800 |
| 2007 | €316,300 to €402,600 | €359,500 |
| 2006 | €315,300 to €401,300 | €358,300 |
| 2005 | €323,600 to €411,900 | €367,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 500;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Lagoon 500.
Market today
For sale in November 2026
12
Typical asking price, 2009 boat
€472,900
Our value, 2009 boat
€385,700
Asking prices against our value
+23%
In November 2026 we found 12 boats of the Lagoon 500 for sale.
Typical asking price for a 2009 Lagoon 500: €472,900.
Our value for a Lagoon 500 of that year: €385,700.
Asking prices for the Lagoon 500 are about 23% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 12 boats of the Lagoon 500 we found for sale most recently.
2012
15.54 m, United Kingdom
2009
15.54 m, Switzerland
2009
15.54 m, Greece
2009
15.58 m, Greece
2008
15.54 m, international
2008
15.54 m, France
2008
15.54 m, France
2008
15.54 m, France
2007
international
2006
15.54 m, Spain
2006
15.54 m, France
2006
Spain
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 500?
Yes.
We accept a Lagoon 500 (five hundred) like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Lagoon 500 cost?
Cover for the Lagoon 500 (five hundred) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Lagoon 500 at the usual market value of €378,000 the premium is €3,013 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €2,814, liability for €199.
Tariff as of 03.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Lagoon 500 (five hundred) is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Lagoon 500 (five hundred) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Lagoon 500 (five hundred) through the switching service
at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Lagoon 500 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
