Lagoon 450 F insurance: calculate your premium

Model page, insured as a catamaran

The Lagoon 450 F (four hundred fifty) is insurable with us as a catamaran, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.

Calculate premium Compare cover

At a glance

Make: Lagoon
Type of boat: catamaran
Length overall: 13.96 m
Built: since 2008

Length from our boat catalogue for the 2008–2026 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€2,935 a year

or €268 a month if paid monthly

Liability and hull · boat value €416,000 (market value) · built 2017 · North Sea, Baltic and Mediterranean

Calculate premium: Lagoon 450 F

Finance, example

€3,811 a month

Purchase price €416,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 13.96 m against a metre scale, to scale. Built since 2008.

Lagoon 450 F: cover, cost and conditions

For the Lagoon 450 F (four hundred fifty) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.

The premium for a Lagoon 450 F (four hundred fifty) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 450 F at the usual market value of €416,000 the premium is €2,935 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,816, liability for €119. Tariff as of 13.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.

Whether bought used, brought in from abroad or ordered new, we write the Lagoon 450 F (four hundred fifty) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.

Not to be mixed up with its sisters: this is the Lagoon 450 F, number four hundred fifty.

What is a used Lagoon 450 F worth?

A used Lagoon 450 F built between 2011 and 2022 in average condition is typically worth between

€298,000 and €613,400 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year built	typical range	midpoint
2022	€444,200 to €565,300	€504,800
2021	€482,000 to €613,400	€547,700
2020	€449,600 to €572,200	€510,900
2019	€376,200 to €478,800	€427,500
2018	€312,100 to €397,200	€354,700
2017	€356,200 to €453,400	€404,800
2015	€306,400 to €390,100	€348,200
2011	€298,000 to €379,200	€338,600

With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 450 F;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 4% off the value of a Lagoon 450 F.

Market today

For sale in November 2026

Typical asking price, 2019 boat

€560,900

Our value, 2019 boat

€427,500

Asking prices against our value

+31%

In November 2026 we found 28 boats of the Lagoon 450 F for sale.

Typical asking price for a 2019 Lagoon 450 F: €560,900.

Our value for a Lagoon 450 F of that year: €427,500.

Asking prices for the Lagoon 450 F are about 31% above our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 28 boats of the Lagoon 450 F we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Check an asking price: Lagoon 450 F

Check your sum insured: Lagoon 450 F

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Lagoon 450 F?

Yes.

Whether we insure the Lagoon 450 F (four hundred fifty) depends not on make or model but on type

of boat, year, value, engine output and cruising area.

What does cover for a Lagoon 450 F cost?

For the Lagoon 450 F (four hundred fifty) the premium starts from €39 a year for a sailing boat,

from €49 for a motorboat.

For a Lagoon 450 F at the usual market value of €416,000 the premium is €2,935 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,

hull excess €2,500, paid annually.

Hull cover accounts for €2,816, liability for €119.

Tariff as of 13.11.2026, your own boat may differ.

The online calculator shows the exact amount after a few entries,

without you leaving any contact details.

My model is spelled slightly differently, does this page still apply?

Yes.

With the Lagoon 450 F (four hundred fifty),

spelling and suffixes often differ between model years and papers.

Use the name from your documents; premium and cover follow the technical figures.

On a total loss, do I get the replacement value?

With full cover, yes.

The Lagoon 450 F (four hundred fifty) is settled at the agreed value,

in the Premium tariff with no cap and no new-for-old deduction.

Can I switch from my existing insurer?

Yes.

The old contract for your Lagoon 450 F (four hundred fifty) is cancelled by our switching service

at no cost.

You pay only after it runs out, and the switching discount stays for good.

Other models by this make

Lagoon 450 Lagoon 450 S Lagoon 38 Lagoon 42 Millenium Lagoon 43 Lagoon 46 Iconic Lagoon 47 Lagoon 51 Iconic Lagoon 55 Millenium Lagoon 60 Lagoon Sixty 5 Lagoon Eighty 2 Lagoon Sixty 7 Lagoon Eighty 3 Lagoon 50 Lagoon 410 Lagoon 42 Lagoon 46 Lagoon 380 Lagoon 400 Lagoon 52 Lagoon 40 Lagoon 39 Lagoon 52 F

All models by Lagoon

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Lagoon 450 F insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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