Lagoon 51 insurance: calculate your premium
Model page, insured as a catamaran
If you own a Lagoon 51 (fifty-one), you insure it with us as a catamaran, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 15.35 m
- Built
- since 2019
Length from our boat catalogue for the 2019–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€5,864 a year
or €536 a month if paid monthly
Liability and hull · boat value €837,000 (market value) · built 2024 · North Sea, Baltic and Mediterranean
Finance, example
€7,668 a month
Purchase price €837,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 51: cover, cost and conditions
Five figures decide what cover for the Lagoon 51 (fifty-one) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Lagoon 51 (fifty-one) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 51 at the usual market value of €837,000 the premium is €5,864 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €5,665, liability for €199. Tariff as of 03.11.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Lagoon 51 (fifty-one) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Lagoon 51, number fifty-one.
What is a used Lagoon 51 worth?
A used Lagoon 51 built between 2023 and 2025 in average condition is typically worth between
€728,600 and €1,170,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2025 | €919,900 to €1,170,800 | €1,045,300 |
| 2024 | €736,100 to €936,900 | €836,500 |
| 2023 | €728,600 to €927,300 | €827,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 51;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in November 2026
6
Typical asking price, 2024 boat
€1,005,100
Our value, 2024 boat
€836,500
Asking prices against our value
+20%
In November 2026 we found 6 boats of the Lagoon 51 for sale.
Typical asking price for a 2024 Lagoon 51: €1,005,100.
Our value for a Lagoon 51 of that year: €836,500.
Asking prices for the Lagoon 51 are about 20% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Lagoon 51 we found for sale most recently.
2025
15.35 m, Switzerland
2025
15.60 m, United Kingdom
2024
Turkey
2024
15.60 m, Turkey
2024
15.35 m, United Kingdom
2024
15.35 m, Greece
2023
15.35 m, Croatia
2023
15.35 m, France
2027
Germany
year newer than our values
2026
15.60 m, Germany
year newer than our values
€1,368,500
Listing on yachtall.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 51?
Yes.
For accepting the Lagoon 51 (fifty-one) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Lagoon 51 cost?
The premium for the Lagoon 51 (fifty-one) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Lagoon 51 at the usual market value of €837,000 the premium is €5,864 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €5,665, liability for €199.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Lagoon 51 (fifty-one) change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Lagoon 51 (fifty-one):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Lagoon 51 (fifty-one),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Lagoon 51 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
