Lagoon 55 insurance: calculate your premium
Model page, insured as a catamaran
We insure the Lagoon 55 (fifty-five) as a catamaran, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Lagoon
- Type of boat
- catamaran
- Length overall
- 16.70 m
- Built
- 1986 to 1997
Length from our boat catalogue for the 1986–1997 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,455 a year
or €315 a month if paid monthly
Liability and hull · boat value €249,000 (our value list) · built 1992 · North Sea, Baltic and Mediterranean
Finance, example
€2,281 a month
Purchase price €249,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Lagoon 55: cover, cost and conditions
Lagoon 55 (fifty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Lagoon 55 (fifty-five) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Lagoon 55 at the usual value from our value list of €249,000 the premium is €3,455 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €3,256, liability for €199. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Lagoon 55 (fifty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Lagoon 55, number fifty-five.
What is a used Lagoon 55 worth?
A used Lagoon 55 built between 1989 and 1994 in average condition is typically worth between
€209,800 and €289,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1994 | €227,100 to €289,100 | €258,100 |
| 1993 | €225,300 to €286,800 | €256,000 |
| 1992 | €219,400 to €279,200 | €249,300 |
| 1991 | €218,100 to €277,700 | €247,900 |
| 1990 | €213,900 to €272,300 | €243,100 |
| 1989 | €209,800 to €267,000 | €238,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Lagoon 55;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Lagoon 55.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Lagoon 55?
Yes.
Neither the make nor the model decides whether the Lagoon 55 (fifty-five) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Lagoon 55 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Lagoon 55 at the usual value from our value list of €249,000 the premium is €3,455 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €3,256, liability for €199.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Lagoon 55 (fifty-five) vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Lagoon 55 (fifty-five) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Lagoon 55 (fifty-five) free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Lagoon 55 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
