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Insuring Summer Boats
motor yachts · several countries
Summer Boats builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Summer Boats; cover, cost and conditions
Three ranges are documented, Summer Dream 28, Summer Family 27 and Summer Fun 21, built between 1977 and 1989. Production lies far back, which directs attention to the valuation: the agreed value is set when the contract is taken out and applies in the event of a claim.
It is paid with no deduction for depreciation (new for old), in the Premium tariff without any age limit. In this way, even with a boat from the seventies, it is clear in advance what will be discussed if the worst happens, instead of negotiating about the current value on the day of the loss. Legal expenses cover for water sports is offered alongside.
Insurance is provided regardless of year of construction, place of purchase and previous owners. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros, supplemented by the limited hull cover with fire, storm, lightning strike and theft of the entire boat, or by the full hull cover.
Questions and answers
Frequent questions
What does compensation with no deduction for depreciation (new for old) mean?
With a replaced part or a total loss, no age-related reduction is calculated. What counts is the agreed value that has been set, and in the Premium tariff this applies without any age limit.
Can the agreed value be adjusted later?
It is set when the contract is taken out and can be adjusted if the value of the boat changes, for example after major work. Report the change so that the itemised list is correct.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Summer Boats, build years and cover
Summer Family 27 is a motor yacht from Summer Boats, built from 1981 to 1989.
Summer Dream 28 is a motor yacht from Summer Boats, built from 1977 to 1988.
Summer Fun 21 is a motorboat from Summer Boats, built from 1981 to 1988.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Summer Boats insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
