Insuring Tiara Yachts: cover and premium
motor yachts · the USA
Tiara Yachts builds motor yachts in the USA. NAMMERT insures a Tiara regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motor yachts
Typical sizes
9 to 18 m
Premium from
from €49 a year for liability
Worth knowing
Tiara Yachts; cover, cost and conditions
Tiara builds motor yachts between 10 and 14 metres in Michigan, open and coupe models with high build quality, originally as sportfishers and today as daycruisers and cruising yachts. In Europe they arrive through import, which matters for the valuation: the replacement value in Europe is higher than the US price because freight and import charges are added.
With Tiara yachts the engine installation is the second point. The boats run with inboard diesels or several high-powered outboards. With outboards the rule is that theft of parts is covered under full hull cover, provided there is a fastening that goes beyond the clamp screws. With three engines on the transom of a 13-metre yacht this is a value that justifies a fixed bolted mounting with a locking plate.
Questions and answers
Frequent questions
How do I determine the value of an imported boat?
For Tiara: Through the replacement value in Europe including freight and import charges,
not through the purchase price overseas.
With larger boats the difference runs to five figures.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Tiara: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Tiara, at replacement value with an agreed fixed value.
For the whole class of boat
For Tiara: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Tiara included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Tiara.
Current wind force and direction for your waters are shown on the Home.
Series by Tiara, with value and cover
Tiara 3100 / 3600 Open (classic) is a motor yacht from Tiara (the USA), built from 1974 to 1998,
and today changes hands at between €45,000 and €140,000.
Tiara 34 / 39 Coupe is a motor yacht from Tiara (the USA), built since 2010,
and today changes hands at between €320,000 and €890,000.
Tiara 43 / 53 is a motor yacht from Tiara (the USA), built since 2010,
and today changes hands at between €700,000 and €2,200,000.
For the Tiara 3100 / 3600 Open (classic) by Tiara series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Tiara 34 / 39 Coupe and Tiara 43 / 53 by Tiara series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Tiara 3100 / 3600 Open (classic), Tiara 34 / 39 Coupe, Tiara 43 / 53 by Tiara series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Tiara range in figures
These figures come from the model records we keep for Tiara: boat type, build years and length,
nothing estimated.
- motor yacht
- 52 models, since 1977, mostly 9.6 to 16.6 m
- motorboat
- 3 models, 1976 to 1997, 6.2 to 7.5 m
Which model was built when?
What does a used Tiara cost?
We hold today’s price ranges by year for 46 models by Tiara.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Tiara 2000 | 1979 to 1983 | €10,800 to €14,300 |
| Tiara 220 | 1993 to 1994 | €17,200 to €22,900 |
| Tiara 250 | 1993 to 1994 | €23,700 to €31,400 |
| Tiara 2500 | 1979 to 1983 | €14,000 to €19,000 |
| Tiara 260 | 1992 to 1994 | €26,100 to €35,200 |
| Tiara 270 | 1993 to 1994 | €39,800 to €52,800 |
| Tiara 2700 | 1984 to 1992 | €25,000 to €41,000 |
| Tiara 290 | 1991 to 1994 | €34,400 to €48,100 |
| Tiara 2900 Coronet | 2006 to 2009 | €65,500 to €92,200 |
| Tiara 2900 Open | 2006 to 2013 | €60,600 to €106,600 |
| Tiara 3000 Open | 2007 to 2010 | €56,900 to €84,900 |
| Tiara 31 | 2015 to 2019 | €73,900 to €202,300 |
| Tiara 3200 Open | 2005 to 2010 | €69,500 to €107,300 |
| Tiara 34 LS | 2019 to 2021 | €157,500 to €241,800 |
| Tiara 34 LX | 2019 to 2021 | €137,400 to €211,200 |
| Tiara 3500 Sovran | 2007 to 2010 | €98,300 to €144,800 |
| Tiara 36 | 2015 to 2017 | €149,900 to €227,400 |
| Tiara 3600 | 1992 to 1993 | €64,200 to €85,000 |
| Tiara 3600 Open | 2006 to 2015 | €92,500 to €214,900 |
| Tiara 3600 Sovran | 2005 to 2008 | €115,600 to €159,500 |
| Tiara 38 LS | 2019 to 2021 | €188,600 to €287,200 |
| Tiara 38 LX | 2020 to 2021 | €235,800 to €332,200 |
| Tiara 3800 Open | 2005 to 2009 | €112,600 to €164,300 |
| Tiara 39 | 2015 to 2021 | €189,000 to €449,600 |
| Tiara 39 Convertible | 2006 to 2018 | €138,100 to €381,900 |
| Tiara 39 Coupe | 2017 to 2022 | €231,100 to €463,100 |
| Tiara 3900 Open | 2009 to 2013 | €127,100 to €204,800 |
| Tiara 3900 Sovran | 2007 to 2010 | €129,800 to €191,200 |
| Tiara 4000 Sovran | 2005 to 2007 | €140,700 to €192,900 |
| Tiara 4200 Open | 2005 to 2009 | €135,400 to €201,300 |
| Tiara 43 | 2018 to 2021 | €335,600 to €557,300 |
| Tiara 4300 C | 1992 to 2001 | €89,300 to €168,200 |
| Tiara 4300 Open | 2010 to 2017 | €192,600 to €391,500 |
| Tiara 4300 Sovran | 2007 to 2010 | €152,100 to €222,200 |
| Tiara 44 Coupe | 2015 to 2021 | €251,300 to €551,800 |
| Tiara 44 Flybridge | 2017 to 2022 | €308,100 to €600,500 |
| Tiara 4400 Sovran | 2005 to 2009 | €174,300 to €269,500 |
| Tiara 4700 Sovran | 2006 to 2009 | €187,400 to €271,700 |
| Tiara 48 Convertible | 2010 to 2018 | €273,600 to €661,900 |
| Tiara 49 Coupe | 2019 to 2024 | €504,300 to €823,100 |
| Tiara 50 Flybridge | 2015 to 2016 | €409,700 to €554,900 |
| Tiara 5200 S/Salon | 2006 to 2009 | €256,800 to €379,100 |
| Tiara 5200 Sovran | 2006 to 2009 | €253,100 to €372,000 |
| Tiara 53 Coupe | 2015 to 2021 | €384,400 to €780,200 |
| Tiara 53 Flybridge | 2017 to 2022 | €495,100 to €907,100 |
| Tiara Q 44 | 2015 to 2018 | €231,700 to €370,400 |
Estimate from our boat records, October 2026.
Not a survey.
Tiara insured in five minutes.
Boat type, year built, length and value of your Tiara are all we need.
Work out the premium online or call us: +49 3375 29 12 77.