Insuring Baja Marine: cover and premium
motorboats and sports boats · the USA
Baja Marine builds motorboats and sports boats in the USA. NAMMERT insures a Baja Marine regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
7 to 12 m
Premium from
from €49 a year for liability
Worth knowing
Baja Marine; cover, cost and conditions
The sports boats and offshore models from Baja Marine in the USA were built between 1990 and 2015, and since then they have been changing hands on the used market. It is precisely with a boat that is no longer in production that the agreed value of the full hull cover proves its worth: the agreed sum is binding in the event of a claim, compensation is paid with no deduction for depreciation (new for old), and in the Premium tariff there is no age limit.
Once production has ended, parts become scarce, which drives up repair costs and makes a realistic sum insured all the more important. The model range went from seven to twelve metres; our own portfolio already includes a 232, a 25 Outlaw, a 30 Outlaw, a Force 250 and an H2X. So check regularly whether the agreed value still matches the replacement value.
What counts for the premium is not the name Baja, but the type of boat, the value, the year of construction, the engine output and the cruising range. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and the hull cover applies with no time window and no night clause, including in winter storage, during craning and while in transit.
Questions and answers
Frequent questions
Baja Marine has not built boats since 2015. What does that mean for my hull insurance?
For Baja Marine: Parts become scarce and repairs more expensive.
With the agreed value, the value of your boat is set out bindingly,
compensation is paid with no deduction for depreciation (new for old),
and in the Premium tariff there is no age limit for the year of construction.
Is an Outlaw rated differently because it is designed as an offshore model?
For Baja Marine: The brand itself does not affect the premium.
What matters is the type of boat, the value, the year of construction,
the engine output and the cruising range.
A 25 Outlaw and a 30 Outlaw are already insured in our own portfolio.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Baja Marine: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Baja Marine, at replacement value with an agreed fixed value.
For the whole class of boat
For Baja Marine: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Baja Marine included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Baja Marine.
Current wind force and direction for your waters are shown on the Home.
Series by Baja Marine, with value and cover
Baja 242 / 278 Islander is a motorboat from Baja Marine (the USA), built from 1990 to 2015,
and today changes hands at between €25,000 and €90,000.
Baja 302 / 405 Outlaw is a motor yacht from Baja Marine (the USA), built from 1995 to 2015,
and today changes hands at between €60,000 and €220,000.
Baja 232 / Force 250 is a motorboat from Baja Marine (the USA), built from 1990 to 2010,
and today changes hands at between €10,000 and €34,000.
Baja Outlaw 25 / 30 is a motorboat from Baja Marine (the USA), built from 1995 to 2015,
and today changes hands at between €18,000 and €62,000.
For the Baja 242 / 278 Islander, Baja 302 / 405 Outlaw,
Baja 232 / Force 250 by Baja Marine and 1 more series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Baja 242 / 278 Islander, Baja 232 / Force 250, Baja Outlaw 25 / 30 by Baja Marine series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Baja 302 / 405 Outlaw by Baja Marine series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Baja Marine range in figures
These figures come from the model records we keep for Baja Marine: boat type,
build years and length, nothing estimated.
- motorboat
- 47 models, since 1975, mostly 5.5 to 7.6 m
- motor yacht
- 47 models, since 1985, mostly 7.8 to 12 m
Which model was built when?
What does a used Baja Marine cost?
We hold today’s price ranges by year for 63 models by Baja Marine.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Baja Hammer X Performance | 2010 to 2014 | €33,400 to €49,500 |
| Baja 18 BR | 1978 to 1979 | €7,800 to €10,000 |
| Baja 19 TC | 1978 to 1979 | €17,800 to €22,600 |
| Baja 192 Islander | 2000 to 2014 | €13,400 to €23,700 |
| Baja 196 Sport | 1988 | €12,200 to €15,500 |
| Baja 20 Outlaw | 2004 to 2009 | €15,300 to €25,400 |
| Baja 202 Islander | 2005 to 2009 | €15,800 to €25,800 |
| Baja 204 | 1991 | €11,900 to €15,100 |
| Baja 204 Islander | 1991 | €24,300 to €30,900 |
| Baja 212 Islander | 2000 to 2003 | €16,900 to €30,900 |
| Baja 225 | 1991 to 1997 | €14,700 to €19,700 |
| Baja 225 Islander | 1991 | €22,800 to €29,000 |
| baja 226 sport | 1988 to 1989 | €21,200 to €27,100 |
| Baja 23 Islander OB | 2015 to 2016 | €39,200 to €52,000 |
| Baja 23 Outlaw | 2005 to 2017 | €25,500 to €61,600 |
| Baja 232 | 2000 to 2006 | €22,000 to €33,400 |
| Baja 232 Islander | 2000 to 2006 | €21,900 to €30,500 |
| Baja 232 Performance | 2002 | €27,900 to €35,500 |
| Baja 235 Force | 1987 to 1990 | €18,200 to €23,500 |
| Baja 242 Isander | 2005 to 2009 | €26,200 to €43,400 |
| Baja 245 Performance | 2005 to 2011 | €27,200 to €49,300 |
| Baja 247 Islander | 2007 to 2016 | €30,700 to €58,700 |
| Baja 25 Outlaw | 2000 to 2006 | €23,600 to €38,700 |
| Baja 250 Sportfish | 2005 to 2006 | €26,600 to €35,200 |
| Baja 252 | 2000 to 2002 | €25,600 to €42,200 |
| Baja 252 Islander | 2000 to 2002 | €24,200 to €35,200 |
| Baja 26 Outlaw | 2008 to 2017 | €41,700 to €83,900 |
| Baja 265 DVX | 1990 | €26,400 to €33,600 |
| Baja 270 | 1989 to 1993 | €17,600 to €22,900 |
| Baja 272 | 1999 to 2002 | €25,600 to €42,500 |
| Baja 272 Islander | 2000 to 2002 | €27,400 to €45,600 |
| Baja 275 | 2004 | €46,700 to €59,500 |
| Baja 275 Performance | 2005 to 2006 | €29,600 to €39,000 |
| Baja 277 Islander | 2007 to 2016 | €32,600 to €88,600 |
| Baja 278 Performance | 2007 to 2016 | €39,900 to €79,000 |
| Baja 280 Force | 1988 | €22,200 to €28,200 |
| Baja 280 Islander O/B | 2001 to 2002 | €27,100 to €36,500 |
| Baja 280 Sport Fisherman | 2000 | €26,100 to €33,200 |
| Baja 29 Outlaw | 2000 to 2002 | €28,700 to €50,400 |
| Baja 292 Islander | 2001 to 2002 | €30,600 to €40,700 |
| Baja 30 Outlaw | 2005 to 2017 | €36,700 to €102,200 |
| Baja 302 | 2000 to 2006 | €31,500 to €52,000 |
| Baja 302 Performance | 2004 to 2006 | €35,800 to €47,700 |
| Baja 322 | 2000 to 2002 | €42,400 to €62,400 |
| Baja 33 Outlaw | 1999 to 2006 | €40,800 to €62,500 |
| Baja 335 Performance | 2007 to 2009 | €54,700 to €75,800 |
| Baja 340 Islander O/B | 2000 to 2002 | €43,800 to €61,000 |
| Baja 340 Sportfish | 2005 to 2006 | €52,500 to €69,300 |
| Baja 342 Performance | 1999 to 2009 | €48,000 to €94,200 |
| Baja 35 Outlaw | 2008 to 2017 | €68,000 to €153,000 |
| Baja 36 Outlaw | 1999 to 2021 | €49,400 to €244,900 |
| Baja 38 Special | 1999 to 2006 | €54,200 to €82,100 |
| Baja 40 Outlaw | 1999 to 2009 | €59,400 to €118,900 |
| Baja 405 Performance | 2008 to 2009 | €87,200 to €116,500 |
| Baja 430 | 1991 | €63,900 to €81,300 |
| Baja 442 Performance | 1999 to 2006 | €70,800 to €115,100 |
| Baja Force 245 | 1988 to 1994 | €14,100 to €20,400 |
| Baja Force 265 | 1987 to 1991 | €18,000 to €23,400 |
| Baja H2X Performance | 1999 to 2009 | €22,900 to €41,200 |
| Baja Hammer | 2000 to 2002 | €16,900 to €22,800 |
| Force 216 | 1988 to 1991 | €13,800 to €29,700 |
| Sidewinder | 2000 to 2002 | €14,000 to €21,300 |
| Sport Fisherman 340 | 2000 to 2002 | €42,700 to €58,600 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Baja Marine we insure
Each Baja Marine model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Baja Marine insured in five minutes.
Boat type, year built, length and value of your Baja Marine are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
