Beneteau Oceanis 323 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Beneteau Oceanis 323 is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 10.01 m
- Built
- 2000 to 2013
Length from our boat catalogue for the 2000–2013 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€942 a year
or €86 a month if paid monthly
Liability and hull · boat value €50,000 (market value) · built 2007 · North Sea, Baltic and Mediterranean
Finance, example
€458 a month
Purchase price €50,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis 323: cover, cost and conditions
The premium for the Beneteau Oceanis 323 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Beneteau Oceanis 323 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis 323 at the usual market value of €50,000 the premium is €942 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €250, paid annually. Hull cover accounts for €853, liability for €89. Tariff as of 21.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Beneteau Oceanis 323 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau Oceanis 323,
number three hundred twenty-three.
What is a used Beneteau Oceanis 323 worth?
A used Beneteau Oceanis 323 built between 2004 and 2008 in average condition is typically worth
between €42,200 and €58,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2008 | €46,200 to €58,800 | €52,500 |
| 2007 | €44,000 to €56,000 | €50,000 |
| 2006 | €43,500 to €55,400 | €49,500 |
| 2005 | €42,200 to €53,800 | €48,000 |
| 2004 | €42,400 to €54,000 | €48,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis 323;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Beneteau Oceanis 323.
Market today
For sale in October 2026
21
Typical asking price, 2006 boat
€53,000
Our value, 2006 boat
€49,500
Asking prices against our value
+7%
In October 2026 we found 21 boats of the Beneteau Oceanis 323 for sale.
Typical asking price for a 2006 Beneteau Oceanis 323: €53,000.
Our value for a Beneteau Oceanis 323 of that year: €49,500.
Asking prices for the Beneteau Oceanis 323 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 21 boats of the Beneteau Oceanis 323 we found for sale most recently.
2008
9.72 m, France
2008
10.00 m, United Kingdom
2007
10.00 m, United Kingdom
2007
9.72 m, France
2006
Denmark
2006
Spain
2006
10.00 m, France
2005
9.75 m, Norway
2005
10.00 m, United Kingdom
2005
10.00 m, United Kingdom
2005
10.00 m, France
2005
Spain
2005
10.00 m, France
2005
10.01 m, Spain
2005
9.98 m, United Kingdom
2005
9.72 m, France
2005
Sweden
2004
9.75 m, Norway
2004
9.78 m, United Kingdom
2003
10.06 m, Denmark
year newer than our values
€51,590
Listing on dba.dk ↗2002
10.06 m, Denmark
year newer than our values
€51,590
Listing on dba.dk ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis 323?
Yes.
We accept a Beneteau Oceanis 323 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Beneteau Oceanis 323 cost?
Cover for the Beneteau Oceanis 323 starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau Oceanis 323 at the usual market value of €50,000 the premium is €942 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €853, liability for €89.
Tariff as of 21.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Beneteau Oceanis 323 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau Oceanis 323 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Beneteau Oceanis 323 through the switching service at no
cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Beneteau Oceanis 323 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
