Beneteau Oceanis 35 insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Beneteau Oceanis 35 (thirty-five): we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 10.45 m
- Built
- 2011 to 2020
Length from our boat catalogue for the 2011–2020 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,303 a year
or €119 a month if paid monthly
Liability and hull · boat value €87,000 (market value) · built 2016 · North Sea, Baltic and Mediterranean
Finance, example
€797 a month
Purchase price €87,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis 35: cover, cost and conditions
How much does the name Beneteau Oceanis 35 (thirty-five) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Beneteau Oceanis 35 (thirty-five)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis 35 at the usual market value of €87,000 the premium is €1,303 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,214, liability for €89. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Beneteau Oceanis 35 (thirty-five) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau Oceanis 35, number thirty-five.
What is a used Beneteau Oceanis 35 worth?
A used Beneteau Oceanis 35 built between 2014 and 2020 in average condition is typically worth
between €72,300 and €140,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2020 | €110,600 to €140,800 | €125,700 |
| 2017 | €83,700 to €106,500 | €95,100 |
| 2016 | €76,800 to €97,800 | €87,300 |
| 2015 | €74,400 to €94,600 | €84,500 |
| 2014 | €72,300 to €92,000 | €82,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis 35;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Beneteau Oceanis 35.
Market today
For sale in October 2026
12
Typical asking price, 2016 boat
€109,500
Our value, 2016 boat
€87,300
Asking prices against our value
+25%
In October 2026 we found 12 boats of the Beneteau Oceanis 35 for sale.
Typical asking price for a 2016 Beneteau Oceanis 35: €109,500.
Our value for a Beneteau Oceanis 35 of that year: €87,300.
Asking prices for the Beneteau Oceanis 35 are about 25% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 16 boats of the Beneteau Oceanis 35 we found for sale most recently.
2020
9.97 m, Italy
2020
United Kingdom
2017
10.45 m, France
2017
Germany
2016
10.75 m, Croatia
2016
10.45 m, Croatia
2016
9.99 m, Croatia
2016
10.45 m, Croatia
2016
9.97 m, France
2016
10.45 m, France
2016
Denmark
2016
10.45 m, France
2015
10.75 m, France
2015
10.45 m, Netherlands
2021
Germany
year newer than our values
€165,410
Listing on scanboat.com ↗2018
10.45 m, France
year newer than our values
€115,000
Listing on yachtall.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis 35?
Yes, the Beneteau Oceanis 35 (thirty-five) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Beneteau Oceanis 35 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis 35 at the usual market value of €87,000 the premium is €1,303 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,214, liability for €89.
Tariff as of 21.10.2026, your own boat may differ.
What your Beneteau Oceanis 35 (thirty-five) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Beneteau Oceanis 35 (thirty-five) appears in papers and brochures under slightly different
names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover:
we pay the agreed value for the Beneteau Oceanis 35 (thirty-five),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Beneteau Oceanis
35 (thirty-five) free of charge;
you pay from the end date and keep the switching discount for good.
Other models by this make
Beneteau Oceanis 35 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
