Beneteau Oceanis 55 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Beneteau Oceanis 55 (fifty-five), you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 16.77 m
- Built
- 2010 to 2022
Length from our boat catalogue for the 2010–2022 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,596 a year
or €236 a month if paid monthly
Liability and hull · boat value €322,000 (market value) · built 2016 · North Sea, Baltic and Mediterranean
Finance, example
€2,950 a month
Purchase price €322,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis 55: cover, cost and conditions
Five figures decide what cover for the Beneteau Oceanis 55 (fifty-five) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Beneteau Oceanis 55 (fifty-five) the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis 55 at the usual market value of €322,000 the premium is €2,596 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €2,500, paid annually. Hull cover accounts for €2,397, liability for €199. Tariff as of 21.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Beneteau Oceanis 55 (fifty-five) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Beneteau Oceanis 55, number fifty-five.
What is a used Beneteau Oceanis 55 worth?
A used Beneteau Oceanis 55 built between 2013 and 2018 in average condition is typically worth
between €270,200 and €404,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €318,000 to €404,700 | €361,300 |
| 2017 | €297,200 to €378,300 | €337,700 |
| 2016 | €285,200 to €363,000 | €324,100 |
| 2015 | €277,000 to €352,600 | €314,800 |
| 2014 | €281,100 to €357,700 | €319,400 |
| 2013 | €270,200 to €343,800 | €307,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis 55;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau Oceanis 55.
Market today
For sale in October 2026
15
Typical asking price, 2016 boat
€349,000
Our value, 2016 boat
€324,100
Asking prices against our value
+8%
In October 2026 we found 15 boats of the Beneteau Oceanis 55 for sale.
Typical asking price for a 2016 Beneteau Oceanis 55: €349,000.
Our value for a Beneteau Oceanis 55 of that year: €324,100.
Asking prices for the Beneteau Oceanis 55 are about 8% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 17 boats of the Beneteau Oceanis 55 we found for sale most recently.
2018
16.78 m, Croatia
2017
16.78 m, Croatia
2017
16.78 m, Turkey
2017
Greece
2017
16.76 m, United Kingdom
2016
16.78 m, Greece
2015
16.78 m, France
2015
16.78 m, France
2015
15.99 m, Spain
2015
16.39 m, Spain
2015
16.78 m, Croatia
2015
17.07 m, United Kingdom
2015
16.78 m, United Kingdom
2013
United Kingdom
2013
16.78 m, Spain
2020
16.78 m, United Kingdom
year newer than our values
€425,000
Listing on apolloduck.com ↗2019
16.78 m, United Kingdom
year newer than our values
€350,000
Listing on apolloduck.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis 55?
Yes.
For accepting the Beneteau Oceanis 55 (fifty-five) we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Beneteau Oceanis 55 cost?
The premium for the Beneteau Oceanis 55 (fifty-five) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau Oceanis 55 at the usual market value of €322,000 the premium is €2,596 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €2,500, paid annually.
Hull cover accounts for €2,397, liability for €199.
Tariff as of 21.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Beneteau Oceanis 55 (fifty-five) change with the year and the
documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Beneteau Oceanis 55 (fifty-five):
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Beneteau Oceanis 55 (fifty-five),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Beneteau Oceanis 55 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
