Insuring BIKO-LODZIE: cover and premium
motorboats and sports boats · several countries
BIKO-LODZIE builds motorboats and sports boats in several countries. NAMMERT insures a BIKO-LODZIE regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
BIKO-LODZIE; cover, cost and conditions
A single model is available for BIKO-LODZIE: the BK 400, a motor boat built from 2006 to 2013. No further model ranges are on record. That is irrelevant for the insurance, because what matters is the type of boat, value, year of construction, engine output and cruising range, never the size of the manufacturer programme.
With a motor boat of this kind a noticeable part of the value lies in the propulsion. The full hull cover from NAMMERT covers theft of parts including the outboard, plus collision, grounding and vandalism. Indemnity is paid at the agreed value and with no deduction for depreciation (new for old), in the Premium tariff with no age limit.
Since production ended in 2013, a BK 400 only enters the portfolio as a used boat. We insure regardless of year of construction, place of purchase and previous owners. Beneath the hull cover lies third-party liability with a limit of indemnity of 10 to 50 million euros, and the boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Is the engine included in the theft of individual parts?
For BIKO-LODZIE: Full hull cover covers theft of parts including the outboard.
Theft of the entire boat is already part of limited hull cover, as are fire, storm,
lightning strike and damage in winter storage.
What details do you need for a BK 400?
For BIKO-LODZIE: Type of boat, value, year of construction,
engine output and cruising range are enough.
Up to a sum insured of 2.5 million euros the policy is taken out online,
above that an individual assessment follows.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from BIKO-LODZIE: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a BIKO-LODZIE, at replacement value with an agreed fixed value.
For the whole class of boat
For BIKO-LODZIE: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, BIKO-LODZIE included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your BIKO-LODZIE.
Current wind force and direction for your waters are shown on the Home.
Series by BIKO-LODZIE, build years and cover
BK 400 is a motorboat from BIKO-LODZIE, built from 2006 to 2013.
For the BK 400 by BIKO-LODZIE series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the BK 400 by BIKO-LODZIE series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
BIKO-LODZIE insured in five minutes.
Boat type, year built, length and value of your BIKO-LODZIE are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
