Insuring Cardani: cover and premium
sailing boats and sailing yachts · several countries
Cardani builds sailing boats and sailing yachts in several countries. NAMMERT insures a Cardani regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Cardani; cover, cost and conditions
Under the name Difference a sailing boat of the construction years 1995 to 2001 is recorded, and no further model ranges are on file. Nothing can be derived from this about sizes, type of construction or programme. The boat can nevertheless be insured without further ado, because we insure regardless of year of construction, place of purchase and previous owners.
Whether a boat is sailed on inland waters or on the coast is one of the details that determine the premium. Alongside the cruising range, the type of boat, value, year of construction and sail area count. Anyone who extends their waters later adjusts the policy instead of risking a gap in cover.
For trips abroad we issue the international certificate of insurance automatically in ten languages. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis, supplemented by limited hull cover or full hull cover. We cancel a previous policy free of charge through the switching service.
Questions and answers
Frequent questions
Does the policy change when moving from inland waters to the coast?
For Cardani: The cruising range is one of the premium factors, so you should report an extension.
The policy is adjusted so that the cover applies without gaps in the new waters.
Which documents do I need abroad?
For Cardani: You receive the international certificate of insurance automatically in ten languages.
With it you can prove your insurance cover in foreign harbours and to the authorities.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Cardani: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Cardani, at replacement value with an agreed fixed value.
For the whole class of boat
For Cardani: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Cardani included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Cardani.
Current wind force and direction for your waters are shown on the Home.
Series by Cardani, build years and cover
Difference is a sailing boat from Cardani, built from 1995 to 2001.
For the Difference by Cardani series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Difference by Cardani series: On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
What does a used Cardani cost?
We hold today’s price ranges by year for 1 models by Cardani.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Difference | 1998 | €11,700 to €14,900 |
Estimate from our boat records, October 2026.
Not a survey.
Cardani insured in five minutes.
Boat type, year built, length and value of your Cardani are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
