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Insuring Fathom Yachts: cover and premium

motor yachts · several countries

Fathom Yachts: north American builder of fast expedition-style motor yachts. NAMMERT insures a Fathom Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motor yachts

Typical sizes

12,4 to 12,8 m

Premium from

from €49 a year for liability

Worth knowing

Fathom Yachts; cover, cost and conditions

Fathom Yachts built its first boats in a small plant in Sedro-Woolley, Washington, aiming for an expedition-style motor yacht at family scale: room for a cruising couple and the occasional guest rather than a crew. Naval architect Greg Marshall drew the design. Weight-saving composites, a propeller tunnel and an efficient hull let a single electronic diesel push the boat from displacement speeds up into the high teens. The look is plain and purposeful, and the wide beam makes room for two staterooms and a generous saloon. In 2017 Roy Parkinson of Park Isle Marine in Sooke, British Columbia, bought the moulds and built a demonstration boat on the original lines.

Our model records list three Fathom designs, all motor yachts. The Fathom Expedition 40 starts in 2006 at 12.36 metres and the Expedition 43 follows from 2013 at 12.83 metres; both reach into the latest build years. The Fathom Element is recorded from 2007 to 2019 and sits between them at 12.59 metres. That makes a remarkably tight range, with less than half a metre between the shortest and the longest boat. Choosing a Fathom is therefore less about size than about build year, fit-out and where the boat was finished.

These boats are made for distance, so a buyer should look at what long passages wear out first. A single engine means everything rides on one diesel, its cooling system and the shaft line in the tunnel, so engine hours, service records and an oil analysis are worth asking for. Composite hulls should be checked for moisture around through-hull fittings and deck hardware. Tankage, watermaker and battery bank decide how far the boat can really go, and a sea trial at both slow and fast cruising speed shows whether the hull still runs clean and the boat tracks straight.

Questions and answers

Frequent questions

Who designed the Fathom?

For Fathom Yachts: Naval architect Greg Marshall.

The first boats were built in Sedro-Woolley, Washington,

and the moulds passed to Park Isle Marine in British Columbia in 2017.

Which Fathom designs reach into the latest build years?

For Fathom Yachts: The Fathom Expedition 40, listed from 2006, and the Expedition 43 from 2013.

The Fathom Element appears in our model records from 2007 to 2019.

The cover that fits

For Fathom Yachts: What matters for motor yachts is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Fathom Yachts included.

Insuring motor yachts, every brand and every condition

Other builders in this class

CRN De Antonio Yachts De Jong (Braband) Delphia Delta Marine Doerak Doral Drettmann Elling Ernst Riss boatyard Fairline Fassmer Feadship Ferretti Fjord Fleming Frauscher Galeon Gobbi Golden Yachts Grand Banks Greenline Gruno Hakvoort

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Fathom Yachts.

Current wind force and direction for your waters are shown on the Home.

Series by Fathom Yachts, build years and cover

Fathom Expedition 40

Fathom Expedition 40 is a motor yacht from Fathom Yachts, built since 2006.

Fathom Expedition 43

Also a motor yacht, built since 2013.

Fathom Element

Fathom Element is a motor yacht from Fathom Yachts, built from 2007 to 2019.

What this means for the cover

As the Fathom Expedition 40 and Fathom Expedition 43 by Fathom Yachts series are still in

production, parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Fathom Element by Fathom Yachts series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Fathom Expedition 40, Fathom Expedition 43, Fathom Element by Fathom Yachts series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Fathom Yachts range in figures

These figures come from the model records we keep for Fathom Yachts: boat type,

build years and length, nothing estimated.

motor yacht: 3 models, since 2006, 12.4 to 12.8 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Fathom Yachts model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Fathom Yachts cost?

We hold today’s price ranges by year for 3 models by Fathom Yachts.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Fathom Element	2010 to 2018	€133,000 to €339,800
Fathom Expedition 40	2009 to 2024	€123,000 to €480,800
Fathom Expedition 43	2016 to 2024	€213,100 to €488,200