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Four Winns HD2 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Four Winns HD2 (two): we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Four Winns
- Type of boat
- motorboat
- Length overall
- 6.10 m
- Built
- since 2018
Length from our boat catalogue for the 2018–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€654 a year
or €59 a month if paid monthly
Liability and hull · boat value €46,000 (our value list) · built 2021 · 110 hp assumed · inland waters
Finance, example
€421 a month
Purchase price €46,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns HD2: cover, cost and conditions
How much does the name Four Winns HD2 (two) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Four Winns HD2 (two)? It starts from €49 a year. For a Four Winns HD2 at the usual value from our value list of €46,000 the premium is €654 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €545, liability for €109. Tariff as of 19.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Four Winns HD2 (two) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Four Winns HD2, number two.
What is a used Four Winns HD2 worth?
A used Four Winns HD2 built between 2021 and 2024 in average condition is typically worth between
€38,900 and €55,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €38,900 to €49,500 | €44,200 |
| 2023 | €43,300 to €55,100 | €49,200 |
| 2022 | €42,500 to €54,100 | €48,300 |
| 2021 | €39,100 to €49,700 | €44,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns HD2;
with actual-value cover, the value at the time.
Does your sum still fit?
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns HD2?
Yes, the Four Winns HD2 (two) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Four Winns HD2 cost?
It starts from €49 a year.
For a Four Winns HD2 at the usual value from our value list of €46,000 the premium is €654 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €500, paid annually.
Hull cover accounts for €545, liability for €109.
Tariff as of 19.10.2026, your own boat may differ.
What your Four Winns HD2 (two) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Four Winns HD2 (two) appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Four Winns HD2 (two),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Four Winns HD2
(two) free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Four Winns HD2 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
