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Four Winns HD8 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Four Winns HD8 (eight) as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Four Winns
- Type of boat
- motorboat
- Length overall
- 8.10 m
- Built
- since 2018
Length from our boat catalogue for the 2018–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,112 a year
or €101 a month if paid monthly
Liability and hull · boat value €118,000 (our value list) · built 2023 · 110 hp assumed · inland waters
Finance, example
€1,081 a month
Purchase price €118,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns HD8: cover, cost and conditions
Four Winns HD8 (eight): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Four Winns HD8 (eight) cost? The premium starts from €49 a year. For a Four Winns HD8 at the usual value from our value list of €118,000 the premium is €1,112 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,003, liability for €109. Tariff as of 19.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Four Winns HD8 (eight) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Four Winns HD8, number eight.
What is a used Four Winns HD8 worth?
A used Four Winns HD8 built between 2021 and 2024 in average condition is typically worth between
€91,800 and €136,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €107,300 to €136,500 | €121,900 |
| 2023 | €106,400 to €135,400 | €120,900 |
| 2022 | €100,700 to €128,100 | €114,400 |
| 2021 | €91,800 to €116,800 | €104,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns HD8;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Four Winns HD8.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns HD8?
Yes.
Neither the make nor the model decides whether the Four Winns HD8 (eight) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Four Winns HD8 cost?
Cover starts from €49 a year.
For a Four Winns HD8 at the usual value from our value list of €118,000 the premium is €1,112 a
year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000,
paid annually.
Hull cover accounts for €1,003, liability for €109.
Tariff as of 19.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Four Winns HD8 (eight) vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Four Winns HD8 (eight) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Four Winns HD8 (eight) free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Four Winns HD8 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
