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Four Winns Vista 318 insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Four Winns Vista 318 (three hundred eighteen): we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Four Winns
- Type of boat
- motor yacht
- Length overall
- 10.07 m
- Built
- 2003 to 2012
Length from our boat catalogue for the 2003–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,159 a year
or €105 a month if paid monthly
Liability and hull · boat value €71,000 (market value) · built 2007 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€650 a month
Purchase price €71,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns Vista 318: cover, cost and conditions
How much does the name Four Winns Vista 318 (three hundred eighteen) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Four Winns Vista 318 (three hundred eighteen)? It starts from €49 a year. For a Four Winns Vista 318 at the usual market value of €71,000 the premium is €1,159 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €1,010, liability for €149. Tariff as of 22.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Four Winns Vista 318 (three hundred eighteen) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Four Winns Vista 318,
number three hundred eighteen.
What is a used Four Winns Vista 318 worth?
A used Four Winns Vista 318 built between 2006 and 2009 in average condition is typically worth
between €59,800 and €84,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €66,400 to €84,600 | €75,500 |
| 2008 | €63,800 to €81,200 | €72,500 |
| 2007 | €61,500 to €78,300 | €69,900 |
| 2006 | €59,800 to €76,200 | €68,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns Vista 318;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Four Winns Vista 318.
Market today
For sale in October 2026
4
Typical asking price, 2008 boat
€62,700
Our value, 2008 boat
€72,500
Asking prices against our value
−14%
In October 2026 we found 4 boats of the Four Winns Vista 318 for sale.
Typical asking price for a 2008 Four Winns Vista 318: €62,700.
Our value for a Four Winns Vista 318 of that year: €72,500.
The Four Winns Vista 318 is offered about 14% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Four Winns Vista 318 we found for sale most recently.
2008
10.05 m, United Kingdom
2008
United Kingdom
2007
10.05 m, France
2006
10.05 m, France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns Vista 318?
Yes, the Four Winns Vista 318 (three hundred eighteen) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Four Winns Vista 318 cost?
It starts from €49 a year.
For a Four Winns Vista 318 at the usual market value of €71,000 the premium is €1,159 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €1,010, liability for €149.
Tariff as of 22.10.2026, your own boat may differ.
What your Four Winns Vista 318 (three hundred eighteen) costs exactly you can work out online in a
few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Four Winns Vista 318 (three hundred eighteen) appears in papers and brochures under slightly
different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover:
we pay the agreed value for the Four Winns Vista 318 (three hundred eighteen),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Four Winns Vista
318 (three hundred eighteen) free of charge;
you pay from the end date and keep the switching discount for good.
Other models by this make
Four Winns Vista 318 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
